Sold
517 Spruce, Elk Rapids, MI 49629
Sold on 06/24/2026 for$540,000
MLS # 1945348 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19000.21 acres
1 / 33
Listing Description
Charming Village of Elk Rapids Home on a Large Corner Lot! This delightful home says “welcome home” the minute you walk through the door. Located on the desirable west side of Elk Rapids, this inviting 1½ story home offers the perfect blend of comfort, charm, & character. Enjoy walking or biking to downtown Elk Rapids, beautiful beaches, the marina, parks, restaurants, and shopping. The home features 3 bedrooms, 1.5 baths, a large open kitchen filled with bright natural light, a sunroom for additional living space, & a cozy den area. Step outside & enjoy the sunshine on the large back deck overlooking the backyard — ideal for entertaining, gardening, pets, or simply unwinding. The oversized detached garage also includes a finished room offering endless possibilities for a home office, studio, or workshop. A wonderful opportunity to enjoy village living close to everything Elk Rapids has to offer!
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Elk Rapids Village in Elk Rapids built in 1900.
Final sale price: $540,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.21 acres
Year Built1900
Stories1
Location
CityElk Rapids
Zip Code49629
CountyAntrim
Construction & Systems
BasementCrawl Space, Michigan Basement, Other
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/18/2026
Sold Date6/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Toni V Morrison
REO - Elk Rapids-101308
Frequently Asked Questions about 517 Spruce, Elk Rapids, MI 49629
What financing options are available for 517 Spruce, Elk Rapids, MI 49629?
Per MLS# 1945348, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 517 Spruce, Elk Rapids, MI 49629 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$3,470
Principal & interest$3,470
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
517 Spruce, Elk Rapids, MI 49629
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Municipality
Elk Rapids Village
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