Sold
518 N State Street, Ionia, MI 48846
Sold on 05/20/2026 for$201,500
MLS # 26014306 (Michigan Regional Information Center (MichRIC))
3 beds1 bath864 sqftBuilt 19200.12 acres
1 / 20
Listing Description
Charming 3-bedroom, 1-bath home near downtown Ionia! This inviting home is perfect as a starter residence, featuring spacious bedrooms and a full basement for plenty of storage. Enjoy the relaxing front porch and a convenient 2-car detached garage. With its prime location close to downtown amenities, this home combines comfort and practicality in one delightful package.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 864 sq ft home built in 1920 sits in Ionia in Ionia.
Closed at $201,500 (about $233/sq ft).
Annual property taxes run approximately $1,517 ($126/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area864 sqft
Lot Size0.12 acres
Year Built1920
Stories1
Location
CityIonia
MunicipalityIonia City
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
ConstructionVinyl Siding, Wood Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected
InteriorBroadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed4/8/2026
Sold Date5/19/2026
Terms AcceptedCash, Conventional
Concessions$6,500
Source: SparkMLS
Tax Information
Annual Tax$1,517
Tax Year2025
Assessed Value$38,357
Parcel #202-110-000-065-00
Source: SparkMLS
Legal Description
CITY OF IONIA MILLS 2ND ADDITION THE WEST 99 FT OF LOT 19.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dale W Stuckey
Greenridge Realty (Summit)
Frequently Asked Questions about 518 N State Street, Ionia, MI 48846
What school district is 518 N State Street, Ionia, MI 48846 in?
Per MLS# 26014306, this property is served by Ionia. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26014306, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26014306, the most recent reported annual property tax for 518 N State Street, Ionia, MI 48846 is $1,517 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 518 N State Street, Ionia, MI 48846 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 518 N State Street, Ionia, MI 48846 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.
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Monthly payment$1,265
Principal & interest$1,265
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
518 N State Street, Ionia, MI 48846
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Municipality
Ionia
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