Sold
525 Prospect Street, South Haven, MI 49090
Sold on 05/29/2026 for$350,000
MLS # 26016281 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,780 sqftBuilt 19480.06 acres
1 / 39
Listing Description
Tucked away in a prime South Haven location just blocks from downtown and the shores of Lake Michigan, this charming mid-century modern home offers the perfect blend of character and convenience. Featuring three bedrooms, one full bath, and two half baths, the layout is both functional and inviting. Warm natural wood accents and custom built-ins highlight the home's timeless design, while two fireplaces create cozy gathering spaces year-round. Enjoy peaceful views from the spacious three-seasons room overlooking a picturesque, park-like ravine setting, complete with a gentle creek flowing through the backyard. The attached garage and full basement provide ample storage and flexibility. Whether you're looking for a full-time residence or a relaxing getaway, this unique property captures the essence of comfort, style, and an unbeatable location near everything South Haven has to offer.
Source: SparkMLS
About this home
Located in South Haven in South Haven, this property offers 3-bedroom, 3-bath, 1,780 sq ft, with original construction dating to 1948.
Final sale price: $350,000 (about $197/sq ft).
Property tax estimate: $8,484 per year ($707/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by City of South Haven; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,780 sqft
Lot Size0.06 acres
Year Built1948
Stories1
Location
CitySouth Haven
MunicipalitySouth Haven City
Zip Code49090
CountyVan Buren
School DistrictSouth Haven
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage2 spaces
HeatingHot Water
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/16/2026
Sold Date5/28/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,717
Tax Year2025
State Equalized Value$264,400
Taxable Value$122,703
Assessed Value$126,506
Homestead (PRE)100%
Parcel #80-53-470-028-00
Source: Public Records
Legal Description
B239 1-17 895-306 1512-810 * LOTS 28 & 29 CRYSTAL SPRINGS ADDITION
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Matthew Pleasant
Howard Hanna Real Estate
Frequently Asked Questions about 525 Prospect Street, South Haven, MI 49090
What school district is 525 Prospect Street, South Haven, MI 49090 in?
Per MLS# 26016281, this property is served by South Haven. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26016281, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26016281, the most recent reported annual property tax for 525 Prospect Street, South Haven, MI 49090 is $3,717 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 525 Prospect Street, South Haven, MI 49090 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 525 Prospect Street, South Haven, MI 49090 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of South Haven. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the South Haven City police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$8,484
Monthly$707
Millage rate32.0891 mills
Municipality: City of South Haven
School district: SOUTH HAVEN PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,489
Principal & interest$2,782
Property taxes$707
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of South Haven
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
525 Prospect Street, South Haven, MI 49090
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Municipality
South Haven
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