For Sale
526 Butler Street, Saugatuck, MI 49453
$1,100,000
MLS # 26009141 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,563 sqftBuilt 19600.2 acres
1 / 35
Listing Description
In the heart of Saugatuck, where charming streets lead to the waterfront and the boardwalk, this inviting property offers a rare opportunity to own a successful vacation retreat with a separate guest cottage. Just a short stroll to downtown shops, restaurants, galleries, and harbor views, the location places you right in the center of everything that makes Saugatuck such a beloved destination. The main home welcomes guests with comfortable living spaces, three bedrooms, two baths, a spacious eat-in kitchen, and convenient main-floor laundry. Just steps away, the guest cottage offers a charming studio with vaulted ceilings, creating a private and cozy space that guests love. Outdoor living is equally appealing, with a screened porch, relaxing deck for dining and gathering, and a private fenced backyard that feels tucked away while still being in the heart of town. This property has a proven history as a high-performing vacation rental and is currently part of the Mill Pond Realty
Source: SparkMLS
About this home
Located in Saugatuck in Saugatuck, this property offers 4-bedroom, 3-bath, 1,563 sq ft, with original construction dating to 1960.
Currently offered at $1,100,000 (about $704/sq ft).
Annual property taxes run approximately $10,529 ($877/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,563 sqft
Lot Size0.2 acres
Year Built1960
Stories1
Location
CitySaugatuck
MunicipalitySaugatuck City
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
ConstructionStone, Wood Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Guest Quarters
Sale & Financing
Listed3/10/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$10,529
Tax Year2025
Assessed Value$209,581
Parcel #57-300-045-00
Source: SparkMLS
Legal Description
S 1/2 LOTS 45 & 46 KALAMAZOO PLAT.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Laura J Durham
Mill Pond Realty
Frequently Asked Questions about 526 Butler Street, Saugatuck, MI 49453
What school district is 526 Butler Street, Saugatuck, MI 49453 in?
Per MLS# 26009141, this property is served by Saugatuck-Douglas. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26009141, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26009141, the most recent reported annual property tax for 526 Butler Street, Saugatuck, MI 49453 is $10,529 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 526 Butler Street, Saugatuck, MI 49453 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 526 Butler Street, Saugatuck, MI 49453 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck City police department or the Allegan County sheriff's office.
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Monthly payment$7,135
Principal & interest$7,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
526 Butler Street, Saugatuck, MI 49453
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Municipality
Saugatuck
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