Sold
528 Lincoln Road, Otsego, MI 49078
Sold on 03/31/2026 for$217,000
MLS # 26000362 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,457 sqftBuilt 19000.52 acres
1 / 38
Listing Description
Welcome to 528 Lincoln Rd — **New Roof**a beautifully renovated home combining comfort, functionality, and modern style.This thoughtfully updated 3-bedroom, 2-bath residence sits on a spacious lot, offering plenty of room for outdoor enjoyment and future landscaping possibilities. Step inside to discover a bright and inviting open floor plan, featuring brand-new flooring throughout, a completely renovated kitchen with modern cabinetry, countertops, and fixtures, and updated bathrooms designed with both style and practicality in mind. The main floor laundry adds convenience to your daily routine, while the large sliding glass doors open to a generous backyard—ideal for gatherings, play, or simply relaxing in a private outdoor setting. Every detail of this renovation was designed with quality and comfort in mind, making this home truly move-in ready. Whether you're a first-time buyer, growing family, or simply looking for a turn-key property.Schedule your private showing today
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,457 sq ft home built in 1900 sits in Otsego Township in Otsego.
Closed at $217,000 (about $149/sq ft).
Annual property taxes run approximately $3,384 ($282/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,457 sqft
Lot Size0.52 acres
Year Built1900
Stories2
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed1/4/2026
Sold Date3/30/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$12,520
Source: SparkMLS
Tax Information
Annual Tax$3,384
Tax Year2025
Assessed Value$63,553
Parcel #17-022-045-10
Source: SparkMLS
Legal Description
COM AT THE INTERSEC OF THE C/L JEFFERSON RD & W LIN OF SEC TH N 72 DEG 39' E ON SD C/L 1261.65' TO POB THIS DESC TH N 72 DEG 39' E 129.57' TH S 213.31' TH S 87 DEG 40'20
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ignacio Peralta
Bellabay Realty LLC
Frequently Asked Questions about 528 Lincoln Road, Otsego, MI 49078
Which school district serves 528 Lincoln Road, Otsego, MI 49078?
Per MLS# 26000362, 528 Lincoln Road, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26000362, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 528 Lincoln Road, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $3,384 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 528 Lincoln Road, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 528 Lincoln Road, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 528 Lincoln Road, Otsego, MI 49078. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 528 Lincoln Road, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
528 Lincoln Road, Otsego, MI 49078
View full property history →
Municipality
Otsego Township
View all listings →
Get email alerts for new listings near 528 Lincoln Road
We'll notify you when something hits the market in Otsego Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.