Sold
5305 N Osborn Road, Riverdale, MI 48877
Sold on 05/28/2026 for$226,000
MLS # 26015695 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,223 sqftBuilt 19301.3 acres
1 / 29
Listing Description
Your homesteading opportunity awaits! This property features a 1,223 sqft farmhouse, detached garage, she-shed, fenced in garden area, additional garden shed, gazebo and more! ~1.3 acres with no direct neighbors in any direction, providing peaceful wildlife views. The house features 2 bedrooms (plus a loft area utilized as an additional bedroom) and a full bathroom. The whole house was completely gutted and redone in 2013/2014. Updates were done thoughtfully to keep the antique charm. Many more updates have been done in the last 2 years, including but not limited to, a new electrical panel, new water softener system, new forced air propane furnace/duct work, new appliances (all included), and more!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,223 sq ft home in Riverdale built in 1930.
Closed at $226,000 (about $185/sq ft).
Property tax estimate: $1,620 per year ($135/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,223 sqft
Lot Size1.3 acres
Year Built1930
Stories2
Location
CityRiverdale
MunicipalitySumner Twp
Zip Code48877
CountyGratiot
School DistrictAlma
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air, Wood
WaterPrivate Water, Well
SewerSeptic Tank
Sale & Financing
Listed4/14/2026
Sold Date5/27/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,620
Tax Year2025
Assessed Value$54,560
Parcel #14-005-021-20
Source: SparkMLS
Legal Description
PART OF NE 1/4 OF SE 1/4 BEG N 00*04'32
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Steven Koleno
Beycome Brokerage Realty LLC
Frequently Asked Questions about 5305 N Osborn Road, Riverdale, MI 48877
Which school district serves 5305 N Osborn Road, Riverdale, MI 48877?
Per MLS# 26015695, 5305 N Osborn Road, Riverdale, MI 48877 is in the Alma boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Alma directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26015695, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5305 N Osborn Road, Riverdale, MI 48877?
Per public tax records, annual property taxes for this property are $1,620 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5305 N Osborn Road, Riverdale, MI 48877 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5305 N Osborn Road, Riverdale, MI 48877 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5305 N Osborn Road, Riverdale, MI 48877?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Private Water, Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sumner Twp police department or the Gratiot County sheriff's office.
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Monthly payment$1,485
Principal & interest$1,485
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5305 N Osborn Road, Riverdale, MI 48877
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