Sold
5310 S GRAHAM Road, St. Charles, MI 48655
Sold on 12/13/2024 for$150,000
MLS # 20240064613 (Realcomp)
3 beds1 bath1,263 sqftBuilt 19622.72 acres
1 / 38
Listing Description
Breathe a sigh of relief! There is a perfectly placed home on a little bit of land for an affordable price! Located in a prime location close to St. Charles, Shields and Saginaw, this 1,263 SF home sits on more than two-and-a-half acres that offers a free visitor's pass to the deer, turkey and other wildlife that roams through. This home has had the same owners for more than 45 years and the pride and upkeep from the curb to the inside do not go unnoticed. The kitchen features shaker cabinets, a gas range and small dining area as it opens up to the living room that is spacious and comfortable. The three bedrooms are located at the back of the home, including the primary that is highlighted by the French door that opens to the large, private deck overlooking the inviting backyard. For a green thumb, there are perennials of all types planted in the endless gardens, and with your dedication, it wouldn't be much to have the flower garden all of your friends would be talking about. Two sheds give additional storage space for the gardening tools and lawnmower! The roof is about 17 years old, the furnace is about five years old and this home could be the answer to your wishes!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,263 sq ft home in Swan Creek Township in St. Charles built in 1962.
This home sold for $150,000 (about $119/sq ft).
Property tax estimate: $1,761 per year ($147/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,263 sqft
Lot Size2.72 acres
Year Built1962
Stories1
Location
CitySt. Charles
MunicipalitySwan Creek Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space, Slab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed9/11/2024
Sold Date12/12/2024
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,761
Parcel #26113202009000
Source: SparkMLS
Legal Description
N 198 FT OF S 396 FT OF NE 1/4 OF SE 1/4 OF NW 1/4 3 ACRES SEC 20 T11N R3E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Andrew J Keller
Knockout Real Estate
Frequently Asked Questions about 5310 S GRAHAM Road, St. Charles, MI 48655
Which school district serves 5310 S GRAHAM Road, St. Charles, MI 48655?
Per MLS# 20240064613, 5310 S GRAHAM Road, St. Charles, MI 48655 is in the St. Charles Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Charles Community Schools directly to confirm enrollment eligibility.
What financing options are available for 5310 S GRAHAM Road, St. Charles, MI 48655?
Per MLS# 20240064613, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5310 S GRAHAM Road, St. Charles, MI 48655?
Per public tax records, annual property taxes for this property are $1,761. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5310 S GRAHAM Road, St. Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5310 S GRAHAM Road, St. Charles, MI 48655 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5310 S GRAHAM Road, St. Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5310 S GRAHAM Road, St. Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,037
Principal & interest$1,037
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Internet
Download
1 Gbps
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35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5310 S GRAHAM Road, St. Charles, MI 48655
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Municipality
Swan Creek Township
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