Sold
539 King Street, Ionia, MI 48846
Sold on 06/22/2026 for$200,000
MLS # 26023602 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,020 sqftBuilt 19200.1 acres
1 / 37
Listing Description
What an adorable 3-bedroom, 1-bath home in the heart of Ionia! This charming property features a newer roof, an updated kitchen with modern appliances, freshly painted cabinetry, butcher block countertops, and a cozy coffee bar. The main level offers beautiful hardwood floors, a spacious living room, dining area, comfortable bedroom, and an updated full bath. Upstairs, you'll find two additional nicely sized bedrooms. Enjoy relaxing on the inviting front porch or take advantage of the single-stall garage for extra storage and convenience. Appliances are included, and possession is negotiable!
Source: SparkMLS
About this home
Located in Ionia in Ionia, this property offers 3-bedroom, 1-bath, 1,020 sq ft, with original construction dating to 1920.
This home sold for $200,000 (about $196/sq ft).
Estimated annual property tax: $2,800, or about $233 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,020 sqft
Lot Size0.1 acres
Year Built1920
Stories2
Location
CityIonia
MunicipalityIonia City
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesElectricity Available, Cable Available, Natural Gas Connected
Sale & Financing
Listed5/19/2026
Sold Date6/21/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,800
Tax Year2025
Assessed Value$84,100
Parcel #202-120-000-055-00
Source: SparkMLS
Legal Description
CITY OF IONIA SESSIONS 2ND ADDITION E 1/2 LOT 10
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Logan Perham
EXP Realty LLC
Frequently Asked Questions about 539 King Street, Ionia, MI 48846
Which school district serves 539 King Street, Ionia, MI 48846?
Per MLS# 26023602, 539 King Street, Ionia, MI 48846 is in the Ionia boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ionia directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26023602, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 539 King Street, Ionia, MI 48846?
Per public tax records, annual property taxes for this property are $2,800 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 539 King Street, Ionia, MI 48846 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 539 King Street, Ionia, MI 48846 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 539 King Street, Ionia, MI 48846?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.
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Monthly payment$1,265
Principal & interest$1,265
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
539 King Street, Ionia, MI 48846
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Municipality
Ionia
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