Sold
540 S Hemlock Road, Hemlock, MI 48626
Sold on 05/11/2026 for$191,000
MLS # 50199314 (MiRealSource)
3 beds2 bathsBuilt 19451.05 acres
1 / 33
Listing Description
Welcome home to this charming, impeccably cared-for three-bedroom gem in the heart of quaint Hemlock. Set on just over an acre and minutes from parks, shopping, and top-rated Hemlock Public Schools, this is the kind of location buyers wait for. Originally built in 1945, this home brings you what today’s buyers crave most: great bones, a smart layout, and timeless character—enhanced by thoughtful additions made over the years to expand the living space and functionality. With a newer roof, an updated bathroom, and hardwood floors hiding beneath some of the carpet, the heavy lifting has already begun. The spacious floor plan offers lots of built-in storage, a basement workshop, and an attic space with bonus-room potential—perfect for a home office, studio, or flex space. Outside, enjoy a fenced-in yard area and over an acre of room to garden, play, or simply breathe. Added in 1973, the enclosed breezeway creates a seamless connection to the attached one-car garage, while the separate garage is ideal for yard tools, bikes, outdoor toys, or your weekend projects. This is the rare opportunity to own a lovingly maintained home with space, charm, and the freedom to make it your own—all in one of Hemlock’s most desirable settings.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1945 sits in Hemlock.
Final sale price: $191,000.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size1.05 acres
Year Built1945
Location
CityHemlock
MunicipalityRichland Twp
Zip Code48626
CountySaginaw
School DistrictHemlock
Construction & Systems
ConstructionAluminum Siding
BasementSlab, Crawl Space
Garage1 space
HeatingForced Air
SewerPublic
InteriorWater Softener/Owned, Ceiling Fan(s)
Sale & Financing
Listed2/11/2026
Sold Date5/10/2026
Original Price$180,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rachel Belgiorno
RE/MAX New Image
Frequently Asked Questions about 540 S Hemlock Road, Hemlock, MI 48626
Which school district serves 540 S Hemlock Road, Hemlock, MI 48626?
Per MLS# 50199314, 540 S Hemlock Road, Hemlock, MI 48626 is in the Hemlock boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hemlock directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50199314, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 540 S Hemlock Road, Hemlock, MI 48626 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 540 S Hemlock Road, Hemlock, MI 48626 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 540 S Hemlock Road, Hemlock, MI 48626. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 540 S Hemlock Road, Hemlock, MI 48626?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Richland Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,174
Principal & interest$1,174
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Internet
FiberDownload
1 Gbps
Upload
500 Mbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
540 S Hemlock Road, Hemlock, MI 48626
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