For Sale
5424 Park Street, Spruce, MI 48762
$239,000
MLS # 201839277
2 beds1 bath1.04 acres
1 / 16
Listing Description
Tucked away in the heart of Up North Michigan, this charming 2bedroom year round home where nature and lake life come together. Set on 2beautifully wooded lots totaling 1 acre, the home welcomes you with vaulted ceilings and a warm, free standing wood-burning fireplace. Sunlight pours through the abundance of windows, bringing the beauty of nature right into your living space and offering peaceful, private views in every direction. Newer flooring has been installed in most of the rooms. And here's the bonus that makes it even better--an additional lot with access to stunning Hubbard Lake. Spend your days boating, swimming, or simply soaking in the serenity of one of Northern Michigan's most beloved lakes. Seller has also installed a full house generator!, Age: 31+ Years Approx
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Spruce.
Listed at $239,000.
Electric service is provided by Consumers Energy Company; natural gas by Presque Isle Electric & Gas Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size1.04 acres
Location
CitySpruce
MunicipalityAlcona
Zip Code48762
CountyAlcona
Sale & Financing
Listed4/6/2026
Original Price$245,000
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lori Stephan
Real Estate One of Alpena
Frequently Asked Questions about 5424 Park Street, Spruce, MI 48762
Is 5424 Park Street, Spruce, MI 48762 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5424 Park Street, Spruce, MI 48762 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Presque Isle Electric & Gas Cooperative. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Alcona police department or the Alcona County sheriff's office.
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Monthly payment$1,550
Principal & interest$1,550
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Presque Isle Electric & Gas Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
5424 Park Street, Spruce, MI 48762
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