Sold
5430 Tittabawassee Road, Saginaw, MI 48604
Sold on 02/02/2026 for$196,000
MLS # 20251036106 (Realcomp)
4 beds3 baths2,354 sqftBuilt 18931 acres
1 / 28
Listing Description
This spacious 4-bedroom, 3.5-bath home designed for comfort and versatility, this property offers a thoughtful blend of updates, space, and privacy. The main home features new flooring and carpet throughout, a brand-new roof (July 2025), and a newer AC system (4 years old), giving peace of mind for years to come. Set on a private 1-acre lot, the home offers plenty of outdoor enjoyment with a deck and expansive backyard—perfect for gatherings, relaxation, or play. Car enthusiasts and hobbyists alike will appreciate the attached 2-car garage along with an additional 3+ car detached garage, providing an abundance of storage and workspace. One of the standout features is the in-law suite, complete with its own kitchen, bath, private entrance, and separate driveway—an ideal setup for multi-generational living, guests, or even a rental opportunity. With thoughtful updates, versatile living spaces, and room to grow both inside and out, this home is a rare opportunity to find comfort, convenience, and flexibility in one beautiful setting. Seller will provide $4000 in concessions at closing to be used toward buyers closing costs, pre-paids and escrow.
Source: SparkMLS
About this home
Located in Kochville Township in Saginaw, this property offers 4-bedroom, 3-bath, 2,354 sq ft, with original construction dating to 1893.
This home sold for $196,000 (about $83/sq ft).
Annual property taxes run approximately $9,598 ($800/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,354 sqft
Lot Size1 acres
Year Built1893
Stories2
Location
CitySaginaw
MunicipalityKochville Twp
Zip Code48604
CountySaginaw
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed9/24/2025
Sold Date2/1/2026
Original Price$245,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$9,598
Parcel #18134324003001
Source: SparkMLS
Legal Description
W 1/2 OF W 1/2 OF SE 1/4 EXC N 99 FT ALSO EXC W 208.25 FT OF S 208.25 FT THEREOF 35.75 ACRES SEC 32 T13N R4E ***CHGD DESC WITH 4002/DID NOT RETIRE # 10/1/04 ***CHGD DESC BACK TO ORIGINAL WITH 4002 5/23/05
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Makenna Rooker
Wentworth Real Estate Group
Frequently Asked Questions about 5430 Tittabawassee Road, Saginaw, MI 48604
What type of financing is accepted for this listing?
Per MLS# 20251036106, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5430 Tittabawassee Road, Saginaw, MI 48604?
Per public tax records, annual property taxes for this property are $9,598. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5430 Tittabawassee Road, Saginaw, MI 48604 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5430 Tittabawassee Road, Saginaw, MI 48604 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5430 Tittabawassee Road, Saginaw, MI 48604. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5430 Tittabawassee Road, Saginaw, MI 48604?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Kochville Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,453
Principal & interest$1,453
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
50 Mbps
CableGSO SatelliteFixed WirelessLicensed Fixed WirelessSatelliteDSL
7 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsM3 Wireless IncFixed Wireless
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5430 Tittabawassee Road, Saginaw, MI 48604
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Municipality
Kochville Township
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