Sold
550 Smith Street, Detroit, MI 48202
Sold on 12/08/2025 for$250,000
MLS # 20251040822 (Realcomp)
4 beds2 baths1,886 sqftBuilt 19110.08 acres
1 / 29
Listing Description
Built in 1911, this 1,500-square-foot, four-bedroom, one-and-a-half-bath home in the North End neighborhood has been lovingly restored to meld vintage character with modern amenities. Updates include a new kitchen with butcher block countertops, a breakfast bar, open shelving, and stainless steel appliances; a newly tiled bathroom; and the addition of a half bath in the basement game room. Highly coveted features include wood floors throughout, a beautifully restored balustrade, and great utilization of space with a spacious whole-room walk-in closet and a converted attic. The property sits on a deep lot with mature trees and plenty of room for a vegetable garden or play space. Adjacent lot 554 Smith is available for $15,000.00.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,886 sq ft home in Middle Woodward in Detroit built in 1911.
Closed at $250,000 (about $133/sq ft).
Property tax estimate: $3,216 per year ($268/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,886 sqft
Lot Size0.08 acres
Year Built1911
Stories3
Location
CityDetroit
Zip Code48202
CountyWayne
School DistrictDetroit City School District
Construction & Systems
ConstructionVinyl Siding
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed10/12/2025
Sold Date12/7/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,294
Tax Year2025
State Equalized Value$50,100
Assessed Value$50,100
Homestead (PRE)100%
Parcel #03001936.
Source: Public Records
Legal Description
PROPERTY EXEMPT FROM AD VALOREM TAXES AND ASSESSED ON THE SPECIAL ACT ROLL PURSUANT TO PA 261 OF 2003 EXPIRING 12/30/2023. S SMITH 104 WM Y HAMLIN & S J BROWNS L8 P72 PLATS, W C R 3/91 30 X 115
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Lauren D Bruyninga
O'Connor Realty Detroit, LLC
Frequently Asked Questions about 550 Smith Street, Detroit, MI 48202
Which school district serves 550 Smith Street, Detroit, MI 48202?
Per MLS# 20251040822, 550 Smith Street, Detroit, MI 48202 is in the Detroit City School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit City School District directly to confirm enrollment eligibility.
What financing options are available for 550 Smith Street, Detroit, MI 48202?
Per MLS# 20251040822, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 550 Smith Street, Detroit, MI 48202?
Per public tax records, annual property taxes for this property are $1,129. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 550 Smith Street, Detroit, MI 48202 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 550 Smith Street, Detroit, MI 48202 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 550 Smith Street, Detroit, MI 48202. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 550 Smith Street, Detroit, MI 48202?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$3,216
Monthly$268
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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$
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Monthly payment$1,889
Principal & interest$1,621
Property taxes$268
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
550 Smith Street, Detroit, MI 48202
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Neighborhood
Middle Woodward
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Community
Detroit
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County
Wayne County
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