Under Contract
557 Swan River Drive, Benton Harbor, MI 49022
$299,900
MLS # 26031584 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,735 sqftBuilt 20190.17 acres
1 / 30
Listing Description
Solid 3 bed, 2 bath home in Trumpeter Bay. 2019 build with fenced in rear yard, elevated deck and over 1,700 square feet. Two car attached and insulated garage, upgraded insulation and vinyl siding, spacious kitchen with granite countertops and a large pantry, plus eat-at bar top. Living room has sliding door access to deck. Daylight windows in lower level bedrooms, family room and laundry room. Close to kayaking pond and the St. Joseph River. Snow removal and lawn service included in HOA. Fruit trees and wooded views out back.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,735 sq ft home built in 2019 sits in Benton Township in Benton Harbor.
Currently offered at $299,900 (about $173/sq ft).
Annual property taxes run approximately $2,953 ($246/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,735 sqft
Lot Size0.17 acres
Year Built2019
Stories2
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener, Pantry
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
HOA
HOA Fee$175 / Monthly
IncludesSnow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$2,953
Tax Year2024
Assessed Value$94,233
Parcel #11-03-7700-0080-00-6
Source: SparkMLS
Legal Description
UNIT 80 TRUMPETER BAY SECOND AMENDMENT LIBER 120 PAGE 76
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Lars A Petzke
RE/MAX by the Lake
Frequently Asked Questions about 557 Swan River Drive, Benton Harbor, MI 49022
Which school district serves 557 Swan River Drive, Benton Harbor, MI 49022?
Per MLS# 26031584, 557 Swan River Drive, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26031584, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 557 Swan River Drive, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $2,953 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 557 Swan River Drive, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 557 Swan River Drive, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 557 Swan River Drive, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,120
Principal & interest$1,945
HOA$175
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
557 Swan River Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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