For Sale
558 Swan River Drive, Benton Harbor, MI 49022
$399,900
MLS # 26006217 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,735 sqftBuilt 20250.19 acres
1 / 47
Listing Description
New construction home located in Trumpeter Bay. This bi-level home features a spacious open concept floor plan w/ a large deck overlooking 50' deeded majestic St Joseph River frontage. Main level is over 900 sq ft w/ large great room & kitchen w/ quartz countertops. New stainless steel appliances just installed 05/28/2026. Primary bedroom is also located on main level & includes a private bath w/ tiled walk-in shower & large walk-in closet. Lower level features a large game room, 2 bedrooms & a full bath. As part of Trumpeter Bay, there is access to two ponds, walking trails, and the right to purchase a slip in the private marina. HOA covers snow removal, mowing, as well as maintenance of the ponds and common spaces. Located only .5 mile from I-94; just minutes to local restaurants, shopping, beaches, wineries and much more.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,735 sq ft home in Benton Township in Benton Harbor built in 2025.
Listed at $399,900 (about $230/sq ft).
Property tax estimate: $639 per year ($53/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,735 sqft
Lot Size0.19 acres
Year Built2025
Stories2
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
InteriorGarage Door Opener, Center Island, Pantry
Sale & Financing
Listed2/19/2026
Original Price$409,900
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$145 / Monthly
IncludesSnow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$639
Tax Year2024
Assessed Value$14,856
Parcel #11-03-7700-0099-00-9
Source: SparkMLS
Legal Description
UNIT 99 TRUMPETER BAY SECOND AMENDMENT LIBER 120 PAGE 76
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Dan Morissette
Keller Williams Realty Swm
Frequently Asked Questions about 558 Swan River Drive, Benton Harbor, MI 49022
What school district is 558 Swan River Drive, Benton Harbor, MI 49022 in?
Per MLS# 26006217, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 558 Swan River Drive, Benton Harbor, MI 49022?
Per MLS# 26006217, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26006217, the most recent reported annual property tax for 558 Swan River Drive, Benton Harbor, MI 49022 is $639 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 558 Swan River Drive, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 558 Swan River Drive, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 558 Swan River Drive, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,739
Principal & interest$2,594
HOA$145
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
558 Swan River Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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