For Sale
578 Swan River Drive, Benton Harbor, MI 49022
$94,900
MLS # 26029313 (Michigan Regional Information Center (MichRIC))
0.23 acres
1 / 21
Listing Description
Build your dream home on 77 ft. of frontage on the St. Joseph River. This extra-wide waterfront lot is in the highly desirable Trumpeter Bay Subdivision and approximately one-tenth of an acre larger than most other lots in the subdivision. This uniquely large and wide lot for this subdivision provides more flexibility in the building options of your future home. The property also includes a deeded boat slip in the nearby marina, providing immediate access to life on the water which not all lots in this development have. The St. Joseph River flows directly into Lake Michigan, making it easy to enjoy boating, fishing, kayaking, and endless waterfront adventures right from your backyard. The Trumpeter Bay subdivision is known for its beautifully maintained grounds and amenities, including stocked ponds filled with bass, crappie, carp, sunfish, and more. Residents enjoy scenic walking trails that wind throughout the community, around the ponds and along the river.
Source: SparkMLS
About this home
Currently offered at $94,900.
Annual property taxes run approximately $1,796 ($150/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeAcreage
Bathrooms0
Lot Size0.23 acres
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
WaterPublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Available, None
Sale & Financing
Listed6/13/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$195 / Monthly
IncludesLawn/Yard Care, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$1,796
Tax Year2024
Assessed Value$35,569
Parcel #11-03-7700-0063-01-2
Source: SparkMLS
Legal Description
UNIT 63A TRUMPETER BAY THIRD AMENDMENT LIBER 120 PAGE 90
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Monica L Pettit
Keller Williams GR North
Frequently Asked Questions about 578 Swan River Drive, Benton Harbor, MI 49022
What school district is 578 Swan River Drive, Benton Harbor, MI 49022 in?
Per MLS# 26029313, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 578 Swan River Drive, Benton Harbor, MI 49022?
Per MLS# 26029313, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26029313, the most recent reported annual property tax for 578 Swan River Drive, Benton Harbor, MI 49022 is $1,796 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 578 Swan River Drive, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 578 Swan River Drive, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 578 Swan River Drive, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$811
Principal & interest$616
HOA$195
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
578 Swan River Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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