Sold
581 Cumings Court NW, Sparta, MI 49345
Sold on 12/19/2025 for$460,000
MLS # 25018559 (Michigan Regional Information Center (MichRIC))
5 beds4 baths2,940 sqftBuilt 20171.23 acres
1 / 57
Listing Description
Come enjoy quiet, peaceful, country living while retaining access to everything Sparta and Grand Rapids have to offer. Built in 2017 and set on a spacious lot, this property is a perfect blend of convenience, comfort, and freedom. The home boasts over 2900 sq ft, 5 bedrooms, 4 full bathrooms, a 3 stall garage, a main level en-suite bed/bath, main level laundry, open-concept kitchen-living-dining, and a second spacious living room in the basement. Added bonuses include an under-ground sprinkling system and a whole-home Generac generator hooked up to natural gas. Don't miss the recently built 30'x50' pole barn, equipped with a 12' door, natural gas, and electricity, ready to be used in any way you see fit. Schedule a showing today to see all that this property has to offer!
Source: SparkMLS
About this home
This 5-bedroom, 4-bath, 2,940 sq ft home built in 2017 sits in Sparta Township in Sparta.
This home sold for $460,000 (about $156/sq ft).
Estimated annual property tax: $4,834, or about $403 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,000 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area2,940 sqft
Lot Size1.23 acres
Year Built2017
Stories1
Location
CitySparta
MunicipalitySparta Twp
Zip Code49345
CountyKent
School DistrictSparta
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementDaylight, Full
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorGarage Door Opener, Center Island, Pantry
Sale & Financing
Listed9/23/2025
Sold Date12/18/2025
Original Price$549,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$4,834
Tax Year2024
State Equalized Value$216,200
Taxable Value$174,999
Assessed Value$165,276
Parcel #410513100007
Source: Public Records
Legal Description
W 320 FT OF N 167 FT OF S 200 FT OF NE 1/4 NW 1/4 * SEC 13 T9N R12W 1.22 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Erik Petrovich
RE/MAX United (Beltline)
Frequently Asked Questions about 581 Cumings Court NW, Sparta, MI 49345
Which school district serves 581 Cumings Court NW, Sparta, MI 49345?
Per MLS# 25018559, 581 Cumings Court NW, Sparta, MI 49345 is in the Sparta boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Sparta directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25018559, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 581 Cumings Court NW, Sparta, MI 49345?
Per public tax records, annual property taxes for this property are $4,834 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 581 Cumings Court NW, Sparta, MI 49345 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 581 Cumings Court NW, Sparta, MI 49345 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 581 Cumings Court NW, Sparta, MI 49345. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 581 Cumings Court NW, Sparta, MI 49345?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sparta Twp police department or the Kent County sheriff's office.
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Monthly payment$3,146
Principal & interest$3,146
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
581 Cumings Court NW, Sparta, MI 49345
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Municipality
Sparta Township
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