Sold
581 Cygnet Lake Drive, Benton Harbor, MI 49022
Sold on 04/03/2026 for$319,000
MLS # 26008763 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,005 sqftBuilt 20220.16 acres
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Listing Description
Welcome to 581 Cygnet Lake Drive, a nearly new 3-bed, 2-bath home located in the highly desirable Trumpeter Bay community. This move-in-ready property offers a fantastic open layout with vaulted ceilings, abundant natural light, and generously sized rooms throughout. Outside, enjoy a newly sodded yard, fenced-in backyard, and a brand-new composite deck overlooking a serene wooded backdrop--perfect for relaxing or entertaining. Inside, the spacious primary suite impresses with a large private bath and an oversized walk-in closet. The open kitchen features granite countertops, gourmet castled cabinets, a large basin sink, and new stainless-steel appliances, creating both beauty and functionality. The home also includes the remainder of the builder's 10-year structural warranty for peace of mind. Trumpeter Bay offers an exceptional paved walking trails, access to two bodies of water for swimming and fishing, a community gazebo, and a private marina with boat slips available for purchase.
Source: SparkMLS
About this home
Located in Benton Township in Benton Harbor, this property offers 3-bedroom, 2-bath, 2,005 sq ft, with original construction dating to 2022.
Final sale price: $319,000 (about $159/sq ft).
Estimated annual property tax: $4,109, or about $342 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,005 sqft
Lot Size0.16 acres
Year Built2022
Stories2
Location
CityBenton Harbor
MunicipalityBenton Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionVinyl Siding
BasementDaylight, Full
Garage2 spaces
HeatingENERGY STAR Qualified Equipment, Forced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Electricity Available, Natural Gas Connected
Sale & Financing
Listed3/8/2026
Sold Date4/2/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$3,000
HOA
HOA Fee$525 / Quarterly
IncludesSnow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$4,109
Tax Year2024
Assessed Value$131,143
Parcel #11-03-7701-0002-00-0
Source: SparkMLS
Legal Description
CONDO ON 09/08/2020 FROM 03-0106-0010-03-5; UNIT 2 TRUMPETER BAY II CONDOMINIUM LIBER 120 PAGE 127
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brent Hawks
Keller Williams Realty Swm
Frequently Asked Questions about 581 Cygnet Lake Drive, Benton Harbor, MI 49022
Which school district serves 581 Cygnet Lake Drive, Benton Harbor, MI 49022?
Per MLS# 26008763, 581 Cygnet Lake Drive, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26008763, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 581 Cygnet Lake Drive, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $4,109 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 581 Cygnet Lake Drive, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 581 Cygnet Lake Drive, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 581 Cygnet Lake Drive, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,250
Principal & interest$2,075
HOA$175
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
581 Cygnet Lake Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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