Sold
581 Timberwood Lane, Saginaw, MI 48609
Sold on 05/20/2026 for$485,500
MLS # 50204828 (MiRealSource)
4 beds4 bathsBuilt 19910.47 acres
1 / 29
Listing Description
Welcome home to this beautifully maintained 4-bedroom, 4-bath brick ranch offering over 3,500 square feet of spacious, comfortable living in sought-after Thomas Township. Step inside to discover formal living and dining areas, an open-concept kitchen with brand-new appliances, a cozy breakfast nook, and a large family room featuring built-in cabinetry—perfect for entertaining or relaxing. The home boasts four full bathrooms, a finished basement rec room for extra living or play space, and a convenient three-car garage that provides ample storage. Enjoy the peaceful private backyard with a paver patio, ideal for relaxing or watching wildlife. Recent updates include, new landscaping and grading, egress windows, whole house glass panel upgrades, fresh carpet throughout, updated light fixtures and many more. Owners favorites: the split floor plan, ideal for a mother in law suite, and the peaceful backyard. This move-in-ready home offers a perfect blend of classic charm and modern comfort. Don’t miss your chance—schedule your private showing today!
Source: SparkMLS
About this home
4-bedroom, 4-bath home in Thomas Township in Saginaw built in 1991.
Closed at $485,500.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Lot Size0.47 acres
Year Built1991
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage3 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed4/19/2026
Sold Date5/19/2026
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bridgette Stallings
Century 21 Signature Realty
Frequently Asked Questions about 581 Timberwood Lane, Saginaw, MI 48609
What school district is 581 Timberwood Lane, Saginaw, MI 48609 in?
Per MLS# 50204828, this property is served by Swan Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 581 Timberwood Lane, Saginaw, MI 48609?
Per MLS# 50204828, the seller has indicated this property accepts the following financing types: Cash, Conventional, VA Loan. Financing acceptance is subject to change — confirm with the listing agent.
Is 581 Timberwood Lane, Saginaw, MI 48609 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 581 Timberwood Lane, Saginaw, MI 48609 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
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Monthly payment$3,149
Principal & interest$3,149
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
581 Timberwood Lane, Saginaw, MI 48609
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Municipality
Thomas Township
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