Under Contract
604 E Chicago Road, White Pigeon, MI 49099
$230,000
MLS # 26024693 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,286 sqftBuilt 19480.66 acres
1 / 26
Listing Description
This 3-bedroom, 1-bath home offers a functional layout with a versatile bonus room that can be used as a home office, playroom, guest room, or additional living space. The full basement provides plenty of storage and room for future expansion. Enjoy the convenience of a 2-car garage and a home that has been well maintained with updates throughout. Whether you're a first-time homebuyer or looking for more space, this home offers comfort, flexibility, and value.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,286 sq ft home in White Pigeon Village in White Pigeon built in 1948.
Currently offered at $230,000 (about $179/sq ft).
Annual property taxes run approximately $3,100 ($258/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,286 sqft
Lot Size0.66 acres
Year Built1948
Stories1
Location
CityWhite Pigeon
MunicipalityWhite Pigeon Vllg
Zip Code49099
CountySt. Joseph
School DistrictWhite Pigeon
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/25/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,100
Tax Year2025
Assessed Value$58,012
Parcel #045-777-084-10
Source: SparkMLS
Legal Description
COM AT SE COR LOT 8 LOUGH ADD TO VIL OF WHITE PIGEON TH S 89D 03M E 181.2 FT TH N 0D 23M W 200.62 FT TO S LN US 12 TH S 86D 38M 30S W 181.72 FT TH S 0D 23M E 186.95 FT TO POB.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Taylor Bennett Elevate Team
Michigan Top Producers
Frequently Asked Questions about 604 E Chicago Road, White Pigeon, MI 49099
Which school district serves 604 E Chicago Road, White Pigeon, MI 49099?
Per MLS# 26024693, 604 E Chicago Road, White Pigeon, MI 49099 is in the White Pigeon boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact White Pigeon directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26024693, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 604 E Chicago Road, White Pigeon, MI 49099?
Per public tax records, annual property taxes for this property are $3,100 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 604 E Chicago Road, White Pigeon, MI 49099 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 604 E Chicago Road, White Pigeon, MI 49099 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 604 E Chicago Road, White Pigeon, MI 49099?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the White Pigeon Vllg police department or the St. Joseph County sheriff's office.
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Monthly payment$1,492
Principal & interest$1,492
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
604 E Chicago Road, White Pigeon, MI 49099
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Municipality
White Pigeon Village
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