Under Contract
604 N Cygnet Lake Drive, Benton Harbor, MI 49022
$349,900
MLS # 26023638 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,368 sqftBuilt 20000.18 acres
1 / 27
Listing Description
Back on market due to no fault of sellers! Enjoy peaceful water views from this beautifully maintained 2-bedroom, 2-bath home offering desirable one-story living and carefree lifestyle convenience with association-covered lawn maintenance and snow removal. Inside, you'll find hardwood floors, an open floor plan, cozy gas fireplace, and abundant natural light throughout. The spacious primary suite features a walk-in closet, private access to the screened porch, and relaxing views of Cygnet Lake. Step outside to your screened in porch with direct access to the private 5-acre lake--perfect for morning coffee or enjoying breathtaking sunsets over the water. Recent updates include a furnace and hot water heater. The private lake community offers opportunities for swimming, fishing, and kayaking, along with a charming common area featuring a gazebo, benches, and swim area. Nestled alongside the St. Joseph River, this serene setting feels tucked away in nature while
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,368 sq ft home built in 2000 sits in Benton Township in Benton Harbor.
Currently offered at $349,900 (about $256/sq ft).
Annual property taxes run approximately $4,095 ($341/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,368 sqft
Lot Size0.18 acres
Year Built2000
Stories1
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/26/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$525 / Quarterly
IncludesSnow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$4,095
Tax Year2024
Assessed Value$130,686
Parcel #11-03-7700-0010-00-8
Source: SparkMLS
Legal Description
UNIT 10 TRUMPETER BAY LIBER 120 PAGE 1
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michele Kaiser
@properties Christie's International R.E.
Frequently Asked Questions about 604 N Cygnet Lake Drive, Benton Harbor, MI 49022
Which school district serves 604 N Cygnet Lake Drive, Benton Harbor, MI 49022?
Per MLS# 26023638, 604 N Cygnet Lake Drive, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26023638, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 604 N Cygnet Lake Drive, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $4,095 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 604 N Cygnet Lake Drive, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 604 N Cygnet Lake Drive, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,444
Principal & interest$2,269
HOA$175
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
604 N Cygnet Lake Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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