For Sale
604 N Shore Drive, Crystal, MI 48818
$849,900
MLS # 26016515 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,944 sqftBuilt 19560.93 acres
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Listing Description
If you're looking for a completely updated lakefront ranch home with everything... THIS IS IT! No expense has been spared on this stunning property boasting over 158 feet of water frontage on beautiful all sports Crystal Lake. Experience the ultimate lake life with your family and friends, featuring an updated seawall, concrete patio and a cozy firepit -- perfect for relaxing evenings by the water. The home's updates are truly endless, including a massive gourmet kitchen designed for entertaining guests, complemented by an even larger open layout with an expanding cathedral ceiling that creates a welcoming and spacious atmosphere. Recent upgrades also include a durable steel roof, modern HVAC system, new windows, flooring, siding, electrical and thoughtful home building additions to enhance both form and function.
Source: SparkMLS
About this home
Located in Crystal, this property offers 3-bedroom, 3-bath, 1,944 sq ft, with original construction dating to 1956.
Listed at $849,900 (about $437/sq ft).
Property tax estimate: $13,034 per year ($1,086/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,944 sqft
Lot Size0.93 acres
Year Built1956
Stories1
Location
CityCrystal
MunicipalityCrystal Twp
Zip Code48818
CountyMontcalm
School DistrictCarson City
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage4 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/19/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$13,034
Tax Year2025
State Equalized Value$383,300
Taxable Value$292,116
Assessed Value$292,116
Parcel #005-008-050-10
Source: Public Records
Legal Description
BEGINNING S.8 9°13'01'' E 1047.49 FEET; THENCE S.00 °16'59'' , 465.47 FEET; THENCE S.89°43'01'', 50.00 FEET; THENCE S.00 °16'59'' E 111.20 FEET ; THENCE S. 8 9°43'47''W 254.14 FEET; THENCE S.00°16'1 8''E 98.73 FEET ; THENCE S.1 2°16'15'' E 87.13 FEET FROM THE WEST 1/4 CORNER OF SAID SECTION 8; THENCE N.78°14'50'' E 253.08 FEET; THENCE S. 37°45'41'' E 59.11(SEE COUNTY RECORDS FOR LENGTHLY LEGAL D
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Scott L DeMeyer
616 Realty LLC
Frequently Asked Questions about 604 N Shore Drive, Crystal, MI 48818
Which school district serves 604 N Shore Drive, Crystal, MI 48818?
Per MLS# 26016515, 604 N Shore Drive, Crystal, MI 48818 is in the Carson City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Carson City directly to confirm enrollment eligibility.
What financing options are available for 604 N Shore Drive, Crystal, MI 48818?
Per MLS# 26016515, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 604 N Shore Drive, Crystal, MI 48818?
Per public tax records, annual property taxes for this property are $13,034 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 604 N Shore Drive, Crystal, MI 48818 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 604 N Shore Drive, Crystal, MI 48818?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Crystal Twp police department or the Montcalm County sheriff's office.
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Monthly payment$5,512
Principal & interest$5,512
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
604 N Shore Drive, Crystal, MI 48818
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