For Sale
604 Union Street, Milford, MI 48381
$599,900
MLS # 20261031779 (Realcomp)
5 beds3 baths2,256 sqftBuilt 19010.4 acres
1 / 17
Listing Description
AMAZING LAND CONTRACT TERMS AVAILABLE FOR THIS PROPERTY!! This prime duplex offers unparalleled investment potential for first time investors or experienced investors!! this duplex is steps away from historic and vibrant downtown Milford. Featuring a large corner lot of 132x132, charming character, 2 duplexes each with private basements, each with private laundry, with the possibility to live-in/rent out scenario or the potential for a conversion into a luxury 2,255 square foot single family home with 3 garages main garage 32x28. Live the walkable lifestyle to downtown Milford's finest restaurants, boutiques, parks and events. The location and land contract terms make this rare find in historic downtown Milford an amazing opportunity for anyone. Call for your private showing today. NO SIGN ON PROPERTY
Source: SparkMLS
About this home
Located in Milford Township in Milford, this property offers 5-bedroom, 3-bath, 2,256 sq ft, with original construction dating to 1901.
Listed at $599,900 (about $266/sq ft).
Property tax estimate: $7,050 per year ($588/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,256 sqft
Lot Size0.4 acres
Year Built1901
Stories2
Location
CityMilford
MunicipalityMilford Charter Twp
Zip Code48381
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionAluminum Siding
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/4/2026
Terms AcceptedCash, Conventional, Land Contract
Source: SparkMLS
Tax Information
Annual Tax$8,038
State Equalized Value$205,920
Taxable Value$155,090
Parcel #1611102005
Source: Public Records
Legal Description
T2N, R7E, SEC 10 & 11 PHELPS' ADD. LOTS 1 & 2 BLK 20
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jacqueline Palarchio
National Realty Centers, Inc
Frequently Asked Questions about 604 Union Street, Milford, MI 48381
Which school district serves 604 Union Street, Milford, MI 48381?
Per MLS# 20261031779, 604 Union Street, Milford, MI 48381 is in the Huron Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Huron Valley directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261031779, this listing accepts Cash, Conventional, Land Contract financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 604 Union Street, Milford, MI 48381?
Per public tax records, annual property taxes for this property are $8,038. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 604 Union Street, Milford, MI 48381 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 604 Union Street, Milford, MI 48381 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 604 Union Street, Milford, MI 48381?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$7,050
Monthly$588
Millage rate34.2383 mills
Municipality: VILLAGE OF MILFORD
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$4,478
Principal & interest$3,891
Property taxes$588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
604 Union Street, Milford, MI 48381
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Municipality
Milford Township
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County
Oakland County
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