Sold
605 Lincoln Avenue, Elberta, MI 49628
Sold on 04/28/2026 for$330,000
MLS # 1942629 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19000.33 acres
1 / 25
Listing Description
Welcome to the sweetest updated bungalow in the heart of downtown Elberta! This charming turn key 2-bedroom, 1-bath home also features a cozy office/flex room and has been thoughtfully updated with a fresh, modern touch while preserving its timeless character. Just blocks from the stunning Betsie Bay, Elberta Beach on Lake Michigan, you’ll love being able to walk to the beach for a sunset or take a quick bike ride to nearby parks and trails. Inside, the home offers a bright and airy layout with stylish finishes and a welcoming kitchen perfect for hosting friends. The additional office space makes a great work-from-home setup, guest area, or creative studio. Step outside to enjoy the peaceful backyard providing a quiet escape with room to relax, garden, or entertain. Tucked just off the scenic drive around Betsie Bay to downtown Frankfort, you’ll be close to quaint shops, restaurants, marina, and seasonal farmers markets. Whether you're looking for a year-round home or a vacation getaway, this sweet Elberta gem checks all the boxes!
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Elberta Village in Elberta built in 1900.
This home sold for $330,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.33 acres
Year Built1900
Stories1
Location
CityElberta
MunicipalityGilmore
Zip Code49628
CountyBenzie
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/1/2026
Sold Date4/27/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kari King
Century 21 Northland-Frankfort
Frequently Asked Questions about 605 Lincoln Avenue, Elberta, MI 49628
What type of financing is accepted for this listing?
Per MLS# 1942629, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 605 Lincoln Avenue, Elberta, MI 49628 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 605 Lincoln Avenue, Elberta, MI 49628 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Gilmore police department or the Benzie County sheriff's office.
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Monthly payment$2,269
Principal & interest$2,269
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
605 Lincoln Avenue, Elberta, MI 49628
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Municipality
Elberta Village
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