Sold

60600 Spruce Street, Vandalia, MI 49095

Sold on 11/16/2020 for$82,000

MLS # 20040106 (Michigan Regional Information Center (MichRIC))

4 beds2 baths1,300 sqftBuilt 19000.8 acres

Listing Description

Village of Vandalia. Convenient location between Cassopolis & Three Rivers. Surrounded by many small lakes, hunting, fishing, camping and Swiss Valley Ski Resort. 3 bedroom, 2 bath. Newer windows, roof & siding. Main floor master bedroom and laundry room. Municipal water & sewer. Total of 4 lots totaling 3/4 acre. Large shed, appliances & most furniture included. $82,500.

Source: SparkMLS

About this home

Located in Vandalia Village in Vandalia, this property offers 4-bedroom, 2-bath, 1,300 sq ft, with original construction dating to 1900.

This home sold for $82,000 (about $63/sq ft).

Property tax estimate: $1,929 per year ($161/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 6 providers.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms4

Bathrooms2

Living Area1,300 sqft

Lot Size0.8 acres

Year Built1900

Stories2

Location

CityVandalia

MunicipalityVandalia Vllg

Zip Code49095

CountyCass

School DistrictCassopolis Public Schools

Construction & Systems

StyleTraditional

ConstructionVinyl Siding

BasementMichigan Basement, Partial

HeatingForced Air

WaterPublic

SewerPublic

InteriorCeiling Fan(s), Pantry

Sale & Financing

Listed9/23/2020

Sold Date11/15/2020

Terms AcceptedCash, Conventional

Source: SparkMLS

Tax Information

Annual Tax$1,929

Tax Year2020

Assessed Value$20,555

Parcel #1410121000100

Source: SparkMLS

Legal Description

on file

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Mikki Swisher

American Homes Real Estate

Frequently Asked Questions about 60600 Spruce Street, Vandalia, MI 49095

Which school district serves 60600 Spruce Street, Vandalia, MI 49095?

Per MLS# 20040106, 60600 Spruce Street, Vandalia, MI 49095 is in the Cassopolis Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Cassopolis Public Schools directly to confirm enrollment eligibility.

Can I use FHA or VA financing for this property?

Per MLS# 20040106, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.

What are the property taxes at 60600 Spruce Street, Vandalia, MI 49095?

Per public tax records, annual property taxes for this property are $1,929 (2020). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

Per USDA Rural Development boundary data, 60600 Spruce Street, Vandalia, MI 49095 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.

USDA Eligibility Map

Is 60600 Spruce Street, Vandalia, MI 49095 in a flood zone?

Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

What internet service is available at this address?

Per FCC Broadband Data Collection filings, fiber internet is available at 60600 Spruce Street, Vandalia, MI 49095. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

What utilities serve 60600 Spruce Street, Vandalia, MI 49095?

Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.

Indiana Michigan Power Company SEMCO Energy Gas Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Vandalia Vllg police department or the Cass County sheriff's office.

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Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$535

Principal & interest$535

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Fiber

Download

1.2 Gbps

Upload

1 Gbps

CableFiberGSO SatelliteSatelliteLicensed Fixed Wireless

6 providers at this address

XfinityCable

1.2 Gbps

Midwest Energy & CommunicationsFiber

1 Gbps

StarlinkGSO Satellite

280 Mbps

Viasat IncSatellite

100 Mbps

HughesNetSatellite

50 Mbps

T-MobileLicensed Fixed Wireless

25 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Indiana Michigan Power Company

Investor-Owned

800-311-4634 Web

SEMCO Energy Gas Company

Investor-Owned

800-624-2019 Web

MI Public Service Commission service territory boundaries.

Property

60600 Spruce Street, Vandalia, MI 49095

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Municipality

Vandalia Village

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Listing Description

Source: SparkMLS

About this home

Located in Vandalia Village in Vandalia, this property offers 4-bedroom, 2-bath, 1,300 sq ft, with original construction dating to 1900.

This home sold for $82,000 (about $63/sq ft).

Property tax estimate: $1,929 per year ($161/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms4

Bathrooms2

Living Area1,300 sqft

Lot Size0.8 acres

Year Built1900

Stories2

Location

CityVandalia

MunicipalityVandalia Vllg

Zip Code49095

CountyCass

School DistrictCassopolis Public Schools

Construction & Systems

StyleTraditional

ConstructionVinyl Siding

BasementMichigan Basement, Partial

HeatingForced Air

WaterPublic

SewerPublic

InteriorCeiling Fan(s), Pantry

Sale & Financing

Listed9/23/2020

Sold Date11/15/2020

Terms AcceptedCash, Conventional

Source: SparkMLS

Frequently Asked Questions about 60600 Spruce Street, Vandalia, MI 49095

Which school district serves 60600 Spruce Street, Vandalia, MI 49095?

Can I use FHA or VA financing for this property?

Per MLS# 20040106, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.

What are the property taxes at 60600 Spruce Street, Vandalia, MI 49095?

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

USDA Eligibility Map

Is 60600 Spruce Street, Vandalia, MI 49095 in a flood zone?

FEMA Flood Map

What internet service is available at this address?

FCC Broadband Map

What utilities serve 60600 Spruce Street, Vandalia, MI 49095?

Indiana Michigan Power Company SEMCO Energy Gas Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Vandalia Vllg police department or the Cass County sheriff's office.