For Sale
623 Lakeside Court, #23, Bay Harbor, MI 49770
$949,900
MLS # 201839676
3 beds2 bathsBuilt 2002
1 / 28
Listing Description
Your up north getaway is waiting! Spacious 3-bedroom, 2.5-bath Lakeside Cottage on Lake Michigan in Bay Harbor. This turn-key condo is offered fully furnished and features numerous recent updates, including new appliances, furnace, air conditioning, water heater, decking, and exterior improvements. Open and inviting layout with ample natural light throughout. Expansive deck provides stunning lake views and beautiful Northern Michigan sunsets. Currently in the rental management program with strong rental history., Age: 21-30 Years Approx.
Source: SparkMLS
About this home
Located in Petoskey in Bay Harbor, this property offers 3-bedroom, 2-bath, with original construction dating to 2002.
Currently offered at $949,900.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Year Built2002
Location
CityBay Harbor
MunicipalityPetoskey City
Zip Code49770
CountyEmmet
Sale & Financing
Listed4/28/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Connie O'Neill
Coldwell Banker Fairbairn Realty
Frequently Asked Questions about 623 Lakeside Court, #23, Bay Harbor, MI 49770
Is 623 Lakeside Court, #23, Bay Harbor, MI 49770 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 623 Lakeside Court, #23, Bay Harbor, MI 49770 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Petoskey City police department or the Emmet County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$6,161
Principal & interest$6,161
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
623 Lakeside Court, #23, Bay Harbor, MI 49770
View full property history →
Municipality
Petoskey
View all listings →
Get email alerts for new listings near 623 Lakeside Court
We'll notify you when something hits the market in Petoskey or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.