Sold
624 Nicholson Street, Otsego, MI 49078
Sold on 11/05/2025 for$218,000
MLS # 25046971 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,020 sqftBuilt 19300.17 acres
1 / 22
Listing Description
Highest and Best by Tuesday, September 16th at 12:00pm. Charming 3 bedroom home in Otsego Township with a new roof, floor coverings, paint and windows.
Source: SparkMLS
About this home
Located in Otsego Township in Otsego, this property offers 3-bedroom, 1-bath, 1,020 sq ft, with original construction dating to 1930.
Closed at $218,000 (about $214/sq ft).
Annual property taxes run approximately $1,429 ($119/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,020 sqft
Lot Size0.17 acres
Year Built1930
Stories2
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementPartial
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available
InteriorBroadband
Sale & Financing
Listed9/11/2025
Sold Date11/4/2025
Terms AcceptedCash, FHA, Conventional
Concessions$4,500
Source: SparkMLS
Tax Information
Annual Tax$1,429
Tax Year2025
Assessed Value$44,600
Parcel #031728000600
Source: SparkMLS
Legal Description
Lot 6 Hardendorf's Addition Sec 22 T1N R12W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brad Boone
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 624 Nicholson Street, Otsego, MI 49078
What school district is 624 Nicholson Street, Otsego, MI 49078 in?
Per MLS# 25046971, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25046971, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25046971, the most recent reported annual property tax for 624 Nicholson Street, Otsego, MI 49078 is $1,429 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 624 Nicholson Street, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 624 Nicholson Street, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 624 Nicholson Street, Otsego, MI 49078?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 624 Nicholson Street, Otsego, MI 49078. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
624 Nicholson Street, Otsego, MI 49078
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Municipality
Otsego Township
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