Sold
627 E Main Street, Benton Harbor, MI 49022
Sold on 05/22/2026 for$143,000
MLS # 26010656 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,667 sqftBuilt 19520.12 acres
1 / 25
Listing Description
Great location just up the hill a short distance to the downtown Benton Harbor area. This large 3 bedroom home offers a charming kitchen with built-in breakfast nook, Large formal dining area plus bonus room with French doors that could double as a 4th bedroom. Beautiful refinished hardwood floors on the main level. 2nd story is one large bedroom. Basement area even has an additional exterior entrance at the front of the house. Don't miss out on this one! This information is deemed reliable but not guaranteed and therefore should be verified by purchaser (s) and or licensed inspector(s) Listing broker makes no warranties or claims as to property condition. Seller is exempt form disclosure. Homestead exemption subject to change prior to closing. Seller reserves the right to counter best and highest in multiple offer situations. AGENTS PLEASE FOLLOW OFFER INSTRUCTIONS IN AGENT REMARKS AREA. Thank you..
Source: SparkMLS
About this home
Located in Benton Harbor in Benton Harbor, this property offers 3-bedroom, 1-bath, 1,667 sq ft, with original construction dating to 1952.
This home sold for $143,000 (about $86/sq ft).
Property tax estimate: $1,975 per year ($165/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,667 sqft
Lot Size0.12 acres
Year Built1952
Stories2
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionVinyl Siding, Wood Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/18/2026
Sold Date5/21/2026
Terms AcceptedCash, FHA, Conventional
Concessions$8,000
Source: SparkMLS
Tax Information
Annual Tax$1,975
Tax Year2025
Assessed Value$41,500
Parcel #11-54-0903-0014-00-5
Source: SparkMLS
Legal Description
LOT 14 BLK 8 BENTON HARBOR IMPROVEMENT ASSOC 3RD ADD TO CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brian Newton
Sunrise Real Estate, Inc.
Frequently Asked Questions about 627 E Main Street, Benton Harbor, MI 49022
What school district is 627 E Main Street, Benton Harbor, MI 49022 in?
Per MLS# 26010656, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26010656, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26010656, the most recent reported annual property tax for 627 E Main Street, Benton Harbor, MI 49022 is $1,975 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 627 E Main Street, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 627 E Main Street, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 627 E Main Street, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$875
Principal & interest$875
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
627 E Main Street, Benton Harbor, MI 49022
View full property history →
Municipality
Benton Harbor
View all listings →
Get email alerts for new listings near 627 E Main Street
We'll notify you when something hits the market in Benton Harbor or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.