Sold
628 St Joseph Avenue, Berrien Springs, MI 49103
Sold on 01/23/2026 for$284,000
MLS # 25058983 (Michigan Regional Information Center (MichRIC))
6 beds4 baths2,649 sqftBuilt 19201 acres
1 / 32
Listing Description
Looking for an investment property or a business site? This deep 1 acre lot and 2,649 sq.ft. building is in the village of Berrien Springs and located across the street from the Berrien Springs public school campus. It offer a number of possibilities either as a single family, multi-family residential, commercial or a combination of both residential and commercial. The entire structure with 5 bedrooms and 2 full baths can be used as a single family home or an owner could have a business on the main floor with living quarters up above. Additional uses could be institutional, professional/office, foster care home, bar, lounge or even retail. The deep lot offers space for future expansion.
Source: SparkMLS
About this home
This 6-bedroom, 4-bath, 2,649 sq ft home built in 1920 sits in Berrien Springs Village in Berrien Springs.
Closed at $284,000 (about $107/sq ft).
Annual property taxes run approximately $3,633 ($303/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 2,000 Mbps across 7 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms4
Living Area2,649 sqft
Lot Size1 acres
Year Built1920
Stories2
Location
CityBerrien Springs
MunicipalityBerrien Springs Vllg
Zip Code49103
CountyBerrien
School DistrictBerrien Springs Public Schools
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementSlab
Garage2 spaces
HeatingHot Water
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available
InteriorBroadband, Eat-in Kitchen
Sale & Financing
Listed11/18/2025
Sold Date1/22/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,633
Tax Year2025
Assessed Value$87,142
Parcel #32-0013-0008-00-9
Source: SparkMLS
Legal Description
On file in listing office.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sharon L Straw
@properties Christie's Intl RE
Frequently Asked Questions about 628 St Joseph Avenue, Berrien Springs, MI 49103
What school district is 628 St Joseph Avenue, Berrien Springs, MI 49103 in?
Per MLS# 25058983, this property is served by Berrien Springs Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25058983, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25058983, the most recent reported annual property tax for 628 St Joseph Avenue, Berrien Springs, MI 49103 is $3,633 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 628 St Joseph Avenue, Berrien Springs, MI 49103 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 628 St Joseph Avenue, Berrien Springs, MI 49103 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 628 St Joseph Avenue, Berrien Springs, MI 49103?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 2.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Berrien Springs Vllg police department or the Berrien County sheriff's office.
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Monthly payment$2,108
Principal & interest$2,108
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
7 providers at this address
XfinityCable
2 Gbps1 Gbps
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
628 St Joseph Avenue, Berrien Springs, MI 49103
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Municipality
Berrien Springs Village
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