Sold
6312 S Graham Road, Saint Charles, MI 48655
Sold on 07/14/2025 for$1,900,000
MLS # 20251005010 (Realcomp)
6 beds5 baths15,166 sqftBuilt 201129.09 acres
1 / 96
Listing Description
Welcome to Your Own Private Paradise! This unforgettable estate isn’t just a home, it’s a full lifestyle experience. Set on just under 30 acres of pristine land, this one-of-a-kind property features your very own private all-sports lake—perfect for jet skiing, fishing, paddleboarding, or soaring across the water on your private zip line. Step through the grand foyer with a stunning chandelier and into an expansive open floor plan. The livingroom features soaring ceilings, a majestic stone fireplace, built-in flat-screen TV, and panoramic lake views. The chef’s dream kitchen is outfitted with custom built-in appliances, an oversized island, and elegant finishes—perfect for both everyday living and entertaining. The primary suite is a luxurious escape with a private balcony overlooking the lake, in-room fireplace, & jacuzzi tub. The master bath is a dream come true with a huge walk-in shower, dual vanities and a walk in closet that will make your jaw drop. All bedrooms are generously sized with walk-in closets, as well as a large loft and home office for work-from-home ease. The finished walkout basement adds another level of luxury, featuring a private home theater, wet bar, fitness area, wine cellar, and recreation room. Radiant heated floors extend through the basement, garage, and primary bathroom, and a built-in speaker system runs throughout. Outdoors, enjoy a heated in-ground pool, built-in fireplace, custom BBQ station, and a peaceful private beach. The estate also includes a massive heated pole barn with a half-court basketball setup, outdoor office space, recreationroom/mancave and plenty of storage for all your toys and equipment—with space available for a potential helicopter landing area. Also included is a 1,250 sq ft ranch-style guest home with 2 bedrooms and 1 full bath—perfect for visitors, extended family, or Airbnb/VRBO rental income. Opportunities like this are incredibly rare. Come experience this lakeside dream for yourself! Call TODAY!
Source: SparkMLS
About this home
6-bedroom, 5-bath, 15,166 sq ft home in Swan Creek Township in Saint Charles built in 2011.
Closed at $1,900,000 (about $125/sq ft).
Property tax estimate: $21,556 per year ($1,796/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms5
Living Area15,166 sqft
Lot Size29.09 acres
Year Built2011
Stories2
Location
CitySaint Charles
MunicipalitySwan Creek Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles
Construction & Systems
ConstructionShingle Siding, Stone, Stucco
BasementWalk-Out Access
Garage4 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorBasement Finished, Hot Tub Spa, Humidifier
Sale & Financing
Listed6/5/2025
Sold Date7/13/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$21,556
Parcel #26113292005000
Source: SparkMLS
Legal Description
COM AT A PT 1304.62 FT S FROM N 1/4 CORN OF SEC 29 TH CONT S 500 FT TH W 66.14 FT TO C/L OF A DRAIN TH S51DEG W 251.67 FT TH W 1709.23 FT TH N 650.98 FT TH E 1974.21 FT TO POB 28.94 ACRES SEC 29 T11N R3E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Justin S Ford
EXP Realty Plymouth
Frequently Asked Questions about 6312 S Graham Road, Saint Charles, MI 48655
What school district is 6312 S Graham Road, Saint Charles, MI 48655 in?
Per MLS# 20251005010, this property is served by St. Charles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 6312 S Graham Road, Saint Charles, MI 48655?
Per MLS# 20251005010, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251005010, the most recent reported annual property tax for 6312 S Graham Road, Saint Charles, MI 48655 is $21,556. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6312 S Graham Road, Saint Charles, MI 48655 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6312 S Graham Road, Saint Charles, MI 48655 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 6312 S Graham Road, Saint Charles, MI 48655?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6312 S Graham Road, Saint Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
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Monthly payment$12,907
Principal & interest$12,907
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6312 S Graham Road, Saint Charles, MI 48655
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Municipality
Swan Creek Township
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