For Sale
6312 Silver Lake Drive, Saugatuck, MI 49453
$1,245,000
MLS # 26024250 (Michigan Regional Information Center (MichRIC))
5 beds6 baths3,864 sqftBuilt 20001.87 acres
1 / 54
Listing Description
Your own private Saugatuck retreat awaits, combining deeded Silver Lake access, resort-style amenities, flexible living spaces, and nearly 2 beautifully fenced acres designed for relaxation, entertaining, and creating unforgettable memories. Enjoy deeded access to sought-after Silver Lake with the ability to dock your pontoon, power boat, or jet ski, all just a short walk from the property. Spend your mornings fishing, afternoons cruising through downtown Saugatuck, and evenings boating all the way to Lake Michigan to catch a breathtaking sunset before returning home to your own private oasis. Nestled on 1.87 acres, this property offers the perfect balance of privacy, recreation, and convenience. The fully fenced grounds provide room to play, entertain, and relax while enjoying the peaceful natural surroundings. Summer days are spent around the swimming pool, while evenings invite gatherings on the screened porch, outdoor patio, and firepit area under the stars. Inside, the home was
Source: SparkMLS
About this home
This 5-bedroom, 6-bath, 3,864 sq ft home built in 2000 sits in Saugatuck Township in Saugatuck.
Listed at $1,245,000 (about $322/sq ft).
Property tax estimate: $7,597 per year ($633/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms6
Living Area3,864 sqft
Lot Size1.87 acres
Year Built2000
Stories2
Location
CitySaugatuck
MunicipalitySaugatuck Twp
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
StyleColonial
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/21/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,597
Tax Year2025
Assessed Value$242,179
Parcel #20-014-021-35
Source: SparkMLS
Legal Description
COM AT CENTER OF SEC 14 TH W 4.40' AS MEASURED ON THE S LIN OF GOV'T LOT 3 TH N 480.73' TO POB TH W 150' TH N 473.73' TO THE S'LY ROW LIN SILVER LAKE DR TH ON SD ROW LIN N 47 DEG 06' 16
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Laura J Durham
Mill Pond Realty
Frequently Asked Questions about 6312 Silver Lake Drive, Saugatuck, MI 49453
What school district is 6312 Silver Lake Drive, Saugatuck, MI 49453 in?
Per MLS# 26024250, this property is served by Saugatuck-Douglas. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26024250, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024250, the most recent reported annual property tax for 6312 Silver Lake Drive, Saugatuck, MI 49453 is $7,597 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6312 Silver Lake Drive, Saugatuck, MI 49453 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6312 Silver Lake Drive, Saugatuck, MI 49453 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck Twp police department or the Allegan County sheriff's office.
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Monthly payment$8,075
Principal & interest$8,075
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6312 Silver Lake Drive, Saugatuck, MI 49453
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Municipality
Saugatuck Township
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