For Sale
632 N Sul Lago, Benton Harbor, MI 49022
$299,000
MLS # 26008633 (Michigan Regional Information Center (MichRIC))
0.46 acres
1 / 18
Listing Description
This 20,000-square-foot lot overlooking Lake Michigan is part of a 14-lot gated community with 600 feet of Lake Michigan waterfront, a beach, a clubhouse, a pool, a cabana with bath, and a stone firepit on a bluff that enjoys spectacular sunsets and clear-day glimpses of Chicago. The homeowners' association maintains common spaces and takes care of security, lawn care, snow removal, and trash. Five homes are built, including two with full-time residents, and others are awaiting construction. Some owners have multiple lots. No other lots are for sale. Houses are arranged so everyone gets an open view of the lake. The clubhouse, with refrigerators, an oven, an icemaker, a TV, and internet access, is available for private events. The pool is open Memorial Day through Labor Day, with get-togethers to celebrate. Harbor Shores Golf Club is about a mile away. The community is 20 minutes north of New Buffalo, 20 minutes south of South Haven, and 90 minutes from Chicago.
Source: SparkMLS
About this home
Currently offered at $299,000.
Estimated annual property tax: $6,148, or about $512 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.46 acres
Location
CityBenton Harbor
MunicipalityBenton Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
WaterPublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Electricity Connected
Sale & Financing
Listed3/6/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$5,000 / Annually
IncludesLawn/Yard Care, Snow Removal, Trash, Other
Source: SparkMLS
Tax Information
Annual Tax$6,148
Tax Year2025
Assessed Value$121,786
Parcel #110358700003008
Source: SparkMLS
Legal Description
UNIT 3 PALAZZO SUL LAGO LIBER 220 PAGE 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Drew Vinton
Lake Life Realty
Frequently Asked Questions about 632 N Sul Lago, Benton Harbor, MI 49022
What school district is 632 N Sul Lago, Benton Harbor, MI 49022 in?
Per MLS# 26008633, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 632 N Sul Lago, Benton Harbor, MI 49022?
Per MLS# 26008633, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26008633, the most recent reported annual property tax for 632 N Sul Lago, Benton Harbor, MI 49022 is $6,148 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 632 N Sul Lago, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 632 N Sul Lago, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,356
Principal & interest$1,939
HOA$417
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
632 N Sul Lago, Benton Harbor, MI 49022
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Municipality
Benton Township
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