Sold
633 E Main Street, Ionia, MI 48846
Sold on 05/20/2026 for$161,000
MLS # 26016475 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,680 sqftBuilt 19950.28 acres
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Listing Description
Extremely hard to find affordable and turn key 1600+, 3 Bed, 2 Bath home. Wide open floor plan with cathedral ceilings, Huge kitchen, 2 eating areas, and large living room. Theres a formal dining room that makes for the perfect office or 4th Bedroom. Primary suite with private bath. Home is mechanically sound including new water heater. Updated flooring and fixtures throughout. Main Floor Laundry with washer/dryer included. 2 Tier front deck and rear deck overlook the nearly 200' deep park-like back yard. 2-stall detached garage comes in handy. Great setting that backs up to Ionia's Meijer Grand River Trail. Cleveland Bridge is around the corner for quick commutes to Retail Strip and direct shot to I96. Possession at close. Hurry to show!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,680 sq ft home built in 1995 sits in Ionia in Ionia.
Closed at $161,000 (about $96/sq ft).
Estimated annual property tax: $1,228, or about $102 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area1,680 sqft
Lot Size0.28 acres
Year Built1995
Stories1
Location
CityIonia
MunicipalityIonia City
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
Sale & Financing
Listed4/18/2026
Sold Date5/19/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,228
Tax Year2025
Assessed Value$21,482
Parcel #204-120-000-030-00
Source: SparkMLS
Legal Description
CITY OF IONIA MERRITTS ADDITION LOT 6
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Darin K Elliott
Greenridge Realty (Ionia)
Frequently Asked Questions about 633 E Main Street, Ionia, MI 48846
What school district is 633 E Main Street, Ionia, MI 48846 in?
Per MLS# 26016475, this property is served by Ionia. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26016475, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26016475, the most recent reported annual property tax for 633 E Main Street, Ionia, MI 48846 is $1,228 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 633 E Main Street, Ionia, MI 48846 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 633 E Main Street, Ionia, MI 48846 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.
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Monthly payment$907
Principal & interest$907
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
633 E Main Street, Ionia, MI 48846
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Municipality
Ionia
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