For Sale
634 Swan River Dr Drive, Benton Harbor, MI 49022
$64,900
MLS # 24011545 (Michigan Regional Information Center (MichRIC))
0.12 acres
1 / 11
Listing Description
Build your dream home along the St. Joseph River; this is an ideal lot for those who love the water! As part of Trumpeter Bay, there is access to two ponds, walking trails, and the right to purchase a slip in the private marina. HOA covers snow removal, mowing, as well as maintenance of the ponds and common spaces. Located only .5 mile from I-94; just minutes to local restaurants, shopping, beaches, wineries and much more. Your dream home awaits!
Source: SparkMLS
About this home
Listed at $64,900.
Estimated annual property tax: $580, or about $48 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeAcreage
Bathrooms0
Lot Size0.12 acres
Location
CityBenton Harbor
MunicipalityBenton Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
WaterPublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, None
Sale & Financing
Listed3/10/2024
Terms AcceptedCash, Conventional
HOA
HOA Fee$390 / Quarterly
IncludesLawn/Yard Care, Snow Removal, Other
Source: SparkMLS
Tax Information
Annual Tax$580
Tax Year2023
Assessed Value$26,300
Parcel #11-03-7700-0049-00-1
Source: SparkMLS
Legal Description
UNIT 49 TRUMPETER BAY FIRST AMENDMENT LIBER 120 PAGE 64
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Dan Morissette
Keller Williams Realty Swm
Frequently Asked Questions about 634 Swan River Dr Drive, Benton Harbor, MI 49022
What school district is 634 Swan River Dr Drive, Benton Harbor, MI 49022 in?
Per MLS# 24011545, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 24011545, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 24011545, the most recent reported annual property tax for 634 Swan River Dr Drive, Benton Harbor, MI 49022 is $580 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 634 Swan River Dr Drive, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 634 Swan River Dr Drive, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 634 Swan River Dr Drive, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 634 Swan River Dr Drive, Benton Harbor, MI 49022?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 634 Swan River Dr Drive, Benton Harbor, MI 49022. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$551
Principal & interest$421
HOA$130
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
634 Swan River Dr Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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