Sold
6345 S Graham Road, Saint Charles, MI 48655
Sold on 09/04/2025 for$320,000
MLS # 50183244 (MiRealSource)
4 beds1 bath1,538 sqftBuilt 19735.84 acres
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Listing Description
* Stunning, well maintained property! * Over 5 acres * 4 beds, 1.5 baths * Large foyer, formal living room and dining room * Gas fireplace * Updated kitchen with granite countertops * Large basement with pool table * Update bath * Furnace and hot water tank have been updated as well * Main floor laundry * Attached 2 car garage * Additional 2 car garage workshop * Abundant space for gardening and livestock * Backs up to the Rail Trail * City Water and Gas * Great location with easy access to mid Michigan * Call for your personal tour
Source: SparkMLS
About this home
4-bedroom, 1-bath, 1,538 sq ft home in Swan Creek Township in Saint Charles built in 1973.
Final sale price: $320,000 (about $208/sq ft).
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,538 sqft
Lot Size5.84 acres
Year Built1973
Location
CitySaint Charles
MunicipalitySwan Creek Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionAluminum Siding, Brick
BasementPartial
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed7/27/2025
Sold Date9/3/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dean Boivin
RE/MAX New Image
Frequently Asked Questions about 6345 S Graham Road, Saint Charles, MI 48655
What school district is 6345 S Graham Road, Saint Charles, MI 48655 in?
Per MLS# 50183244, this property is served by St. Charles Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50183244, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 6345 S Graham Road, Saint Charles, MI 48655 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6345 S Graham Road, Saint Charles, MI 48655 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 6345 S Graham Road, Saint Charles, MI 48655?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6345 S Graham Road, Saint Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
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Monthly payment$2,205
Principal & interest$2,205
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6345 S Graham Road, Saint Charles, MI 48655
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Municipality
Swan Creek Township
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