Sold
635 E Mill Street, Capac, MI 48014
Sold on 04/13/2026 for$227,500
MLS # 26008326 (Michigan Regional Information Center (MichRIC))
3 beds1 bath2,026 sqftBuilt 19750.48 acres
1 / 29
Listing Description
A comfortable ranch set on a spacious half-acre lot. Inside, a charming brick fireplace creates a warm focal point for the main living area, adding character and a cozy gathering space. The fully fenced backyard includes a large deck for relaxing or entertaining. The impressive 32×24 pole barn offers outstanding storage, workshop potential, or room for hobbies and equipment (concrete floor & electricity). The partially finished basement provides flexible space for a rec room, office, or future expansion. Located just east of Main Street and close to Capac schools, this property blends small-town convenience with room to spread out. House bonus-a Generac Generator! A solid opportunity with great usable space, inside and out.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 2,026 sq ft home built in 1975 sits in Mussey Township in Capac.
Closed at $227,500 (about $112/sq ft).
Annual property taxes run approximately $1,547 ($129/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area2,026 sqft
Lot Size0.48 acres
Year Built1975
Stories1
Location
CityCapac
MunicipalityCapac Vlg
Zip Code48014
CountySt. Clair
School DistrictCapac
Construction & Systems
StyleRanch
ConstructionAluminum Siding, Brick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed3/4/2026
Sold Date4/12/2026
Terms AcceptedCash, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$1,547
Tax Year2025
Assessed Value$58,007
Parcel #40-750-0052-300
Source: SparkMLS
Legal Description
BEG S 89D 58M E 100' FROM SW COR LOT 22, TH N 0D 23M W 167', TH S 89D 58M E 126', TH S 0D 23M E 167', TH N 89D 58M W 126' TO BEG SUPERVISOR JOHN BOWERS PLAT OF THE VILLAGE OF CAPAC
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cindy Richardson
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Frequently Asked Questions about 635 E Mill Street, Capac, MI 48014
What school district is 635 E Mill Street, Capac, MI 48014 in?
Per MLS# 26008326, this property is served by Capac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26008326, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26008326, the most recent reported annual property tax for 635 E Mill Street, Capac, MI 48014 is $1,547 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 635 E Mill Street, Capac, MI 48014 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 635 E Mill Street, Capac, MI 48014 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Capac Vlg police department or the St. Clair County sheriff's office.
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Monthly payment$1,426
Principal & interest$1,426
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
635 E Mill Street, Capac, MI 48014
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Municipality
Mussey Township
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