Sold
6353 N Oak Street, Spruce, MI 49747
Sold on 09/19/2025 for$697,000
MLS # 20251025183 (Realcomp)
4 beds2 baths1,770 sqftBuilt 19551.18 acres
1 / 48
Listing Description
Lakefront Cottage at Its Best on one of the most desirable lots on Hubbard Lake! Welcome to a rare opportunity to own this beautiful 4-bedroom, 2-bath lakefront cottage offering 1,770 square feet of comfortable & stylish living space.Nestled on a spacious 1.18 acre lot with 147 feet of lakefront property in the middle of secluded Sandy Bottom Bay, you have the most stunning view of the lake. This property is perfect for all things fun....swimming, boating, fishing, hanging out at the sandy beach, playing volleyball & playing games....all to make those summer memories. Inside, you'll find a bright and roomy interior, tastefully decorated with entertaining in mind. With four bedrooms & two living spaces, there’s plenty of room for family and guests. The open-concept living areas flow seamlessly, making entertaining a breeze. For cooler mornings or evenings you can cozy up next to the wood burning stove surrounded by stone. Outside, you can unwind on the large patio and read a book or have dinner while you take in the breathtaking sunset views. There are two handy sheds for extra storage, not to mention the private dock that's included in the sale. Now that's direct lakefront access. Whether you're hosting a summer holiday, enjoying a peaceful retreat, or exploring the local attractions – like nearby golfing, or the charming bed & breakfast on the water that serves dinner – this property offers the best of lake life.Don’t miss this rare chance to own a slice of paradise on one of Michigan’s most beautiful lakes!
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,770 sq ft home built in 1955 sits in Spruce.
Final sale price: $697,000 (about $394/sq ft).
Annual property taxes run approximately $6,910 ($576/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 5 providers. Electric service is provided by Consumers Energy Company; natural gas by Presque Isle Electric & Gas Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,770 sqft
Lot Size1.18 acres
Year Built1955
Stories2
Location
CitySpruce
MunicipalityCaledonia Twp
Zip Code49747
CountyAlcona
School DistrictAlcona
Construction & Systems
BasementSlab
HeatingOther
WaterWell
SewerSeptic Tank
Sale & Financing
Listed8/8/2025
Sold Date9/18/2025
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$6,910
Parcel #02312500000101
Source: SparkMLS
Legal Description
T28N R7E SEC 10 LOTS 1 & 2 EXC COM SE COR LOT 2 N61DEGW 254 FT TO SHR, N29DEGE 6.06 FT, S61DEGE 237.63 FT TO POB DOCTORS POINT SUB SV
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer Stillwagon
Real Broker, LLC Troy
Frequently Asked Questions about 6353 N Oak Street, Spruce, MI 49747
What school district is 6353 N Oak Street, Spruce, MI 49747 in?
Per MLS# 20251025183, this property is served by Alcona. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 6353 N Oak Street, Spruce, MI 49747?
Per MLS# 20251025183, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251025183, the most recent reported annual property tax for 6353 N Oak Street, Spruce, MI 49747 is $6,910. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6353 N Oak Street, Spruce, MI 49747 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6353 N Oak Street, Spruce, MI 49747 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 6353 N Oak Street, Spruce, MI 49747?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6353 N Oak Street, Spruce, MI 49747. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Presque Isle Electric & Gas Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Caledonia Twp police department or the Alcona County sheriff's office.
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Monthly payment$4,858
Principal & interest$4,858
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Presque Isle Electric & Gas Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
6353 N Oak Street, Spruce, MI 49747
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