For Sale
636 Rustic Drive, Saginaw, MI 48604
$137,500
MLS # 1944485 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19560.21 acres
1 / 30
Listing Description
Great location, this 3-bedroom, 2-bathroom home is just off the beaten path enough to give you some space yet close to everything Saginaw has to offer. Plenty of yard to put in your own garden, let the kids play, or enjoy some green area. Pull into your garage and appreciate the entry and laundry room/bathroom to take off your shoes and coat. Easy access to the kitchen makes bringing in groceries simple. Nice eat-in breakfast nook where you can sit and relax. Or perhaps you'd like to sit in your dining room or sunroom. The living room is spacious enough for entertaining yet feels cozy. Each bedroom is roomy, and when you open the curtains, it's nice and bright. Enjoy the retro look of this home, or update it; either way, it has a great layout.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1956 sits in Carrollton Township in Saginaw.
Listed at $137,500.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.21 acres
Year Built1956
Stories1
Location
CitySaginaw
Zip Code48604
CountySaginaw
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/30/2026
Original Price$142,500
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Laura Compton
LHC REALTY, LLC
Frequently Asked Questions about 636 Rustic Drive, Saginaw, MI 48604
What financing options are available for 636 Rustic Drive, Saginaw, MI 48604?
Per MLS# 1944485, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 636 Rustic Drive, Saginaw, MI 48604 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 636 Rustic Drive, Saginaw, MI 48604 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 636 Rustic Drive, Saginaw, MI 48604?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$892
Principal & interest$892
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
636 Rustic Drive, Saginaw, MI 48604
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Municipality
Carrollton Township
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