For Sale
6365 Waters Edge Lane, Saugatuck, MI 49453
$1,635,000
MLS # 25055520 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,191 sqftBuilt 19503.23 acres
1 / 59
Listing Description
Your Ultimate Lakeside Escape on Silver Lake in Saugatuck Designed with entertaining in mind, this stunning 4-bedroom, 2 full and 2 half bath retreat sits on 3.23 wooded acres at the end of a quiet private drive. Offering breathtaking water views, direct lake access, and effortless indoor-outdoor living, this property blends modern luxury with natural serenity--perfect for hosting family, friends, and guests! Actively a highly successful Airbnb, it's equally suited as a full-time residence, vacation home, or proven income property. The 2,191 sq ft interior was crafted for gathering and connection. An open-concept layout welcomes natural light through expansive windows that frame sweeping lake views. Vaulted ceilings, custom woodwork, and warm finishes set the stage for memorable moments.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 2,191 sq ft home in Saugatuck Township in Saugatuck built in 1950.
Listed at $1,635,000 (about $746/sq ft).
Annual property taxes run approximately $9,341 ($778/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,191 sqft
Lot Size3.23 acres
Year Built1950
Stories1
Location
CitySaugatuck
MunicipalitySaugatuck Twp
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
StyleRanch
ConstructionOther
BasementSlab
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed10/28/2025
Original Price$1,685,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$400 / Annually
Source: SparkMLS
Tax Information
Annual Tax$9,341
Tax Year2025
Assessed Value$90,692
Parcel #20-260-035-00
Source: SparkMLS
Legal Description
see attached
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kyle Geenen
Coldwell Banker Woodland Schmidt
Frequently Asked Questions about 6365 Waters Edge Lane, Saugatuck, MI 49453
What school district is 6365 Waters Edge Lane, Saugatuck, MI 49453 in?
Per MLS# 25055520, this property is served by Saugatuck-Douglas. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 6365 Waters Edge Lane, Saugatuck, MI 49453?
Per MLS# 25055520, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25055520, the most recent reported annual property tax for 6365 Waters Edge Lane, Saugatuck, MI 49453 is $9,341 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6365 Waters Edge Lane, Saugatuck, MI 49453 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6365 Waters Edge Lane, Saugatuck, MI 49453 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 6365 Waters Edge Lane, Saugatuck, MI 49453?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6365 Waters Edge Lane, Saugatuck, MI 49453. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck Twp police department or the Allegan County sheriff's office.
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Monthly payment$10,638
Principal & interest$10,605
HOA$33
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6365 Waters Edge Lane, Saugatuck, MI 49453
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Municipality
Saugatuck Township
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