Sold
638 E Central Avenue, Zeeland, MI 49464
Sold on 05/22/2026 for$341,000
MLS # 26015423 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,259 sqftBuilt 19200.18 acres
1 / 27
Listing Description
Welcome to 638 E Central Ave, a charming 3-bedroom, 1-bath home ideally located in downtown Zeeland! Inside, upon dropping your shoes off in the mudroom with built-in lockers, you'll find an updated kitchen featuring quartz countertops and a tile backsplash. The main floor includes a spacious living room and dining area, a bedroom, and a full bathroom, all connected in a functional and inviting layout. Upstairs offers two bedrooms plus an office space. The main floor also features a cozy front porch, perfect for relaxing and enjoying the neighborhood feel. Step outside to a fully fenced backyard--great for pets, entertaining, or simply enjoying your own private outdoor space. With its desirable location near downtown Zeeland and thoughtful updates throughout, this home is move-in ready and full of appeal! Offers due Monday 4/20 at 4pm.
Source: SparkMLS
About this home
Located in Zeeland in Zeeland, this property offers 3-bedroom, 1-bath, 1,259 sq ft, with original construction dating to 1920.
This home sold for $341,000 (about $271/sq ft).
Annual property taxes run approximately $3,929 ($327/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Zeeland Board of Public Works; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,259 sqft
Lot Size0.18 acres
Year Built1920
Stories2
Location
CityZeeland
MunicipalityZeeland City
Zip Code49464
CountyOttawa
School DistrictZeeland
Construction & Systems
StyleTraditional
ConstructionAluminum Siding, Block
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorBroadband, Garage Door Opener, Pantry
Sale & Financing
Listed4/14/2026
Sold Date5/21/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,929
Tax Year2025
State Equalized Value$127,300
Taxable Value$103,778
Assessed Value$103,778
Homestead (PRE)100%
Parcel #70-17-19-229-002
Source: Public Records
Legal Description
LOT 69 HIGHLAND PARK ADDITION TO CITY OF ZEELAND
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Austin Adams
Five Star Real Estate (Main)
Frequently Asked Questions about 638 E Central Avenue, Zeeland, MI 49464
Which school district serves 638 E Central Avenue, Zeeland, MI 49464?
Per MLS# 26015423, 638 E Central Avenue, Zeeland, MI 49464 is in the Zeeland boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Zeeland directly to confirm enrollment eligibility.
What financing options are available for 638 E Central Avenue, Zeeland, MI 49464?
Per MLS# 26015423, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 638 E Central Avenue, Zeeland, MI 49464?
Per public tax records, annual property taxes for this property are $3,929 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 638 E Central Avenue, Zeeland, MI 49464 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 638 E Central Avenue, Zeeland, MI 49464 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 638 E Central Avenue, Zeeland, MI 49464?
Per Michigan Public Service Commission service territory data: Electric: Zeeland Board of Public Works. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Zeeland City police department or the Ottawa County sheriff's office.
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Monthly payment$2,107
Principal & interest$2,107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Zeeland Board of Public Works
Municipal
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
638 E Central Avenue, Zeeland, MI 49464
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Municipality
Zeeland
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