Sold
639 Ely Street, Allegan, MI 49010
Sold on 06/09/2026 for$215,000
MLS # 26021885 (Michigan Regional Information Center (MichRIC))
2 beds1 bath989 sqftBuilt 19000.26 acres
1 / 19
Listing Description
**Sellers have implemented a Highest and Best Offer deadline for Monday, May 18, 2026 at 9:00 a.m.** Welcome to this adorable and move-in ready home in the heart of Allegan! Featuring 2 bedrooms and 1 full bath, this charming property offers updated décor and a warm, inviting feel throughout. The bright and comfortable living spaces blend character with modern touches, making it easy to feel right at home. Whether you're looking for your first home, downsizing, or searching for an investment opportunity, this very cute home is one you won't want to miss!
Source: SparkMLS
About this home
Located in Allegan Township in Allegan, this property offers 2-bedroom, 1-bath, 989 sq ft, with original construction dating to 1900.
This home sold for $215,000 (about $217/sq ft).
Property tax estimate: $2,284 per year ($190/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area989 sqft
Lot Size0.26 acres
Year Built1900
Stories2
Location
CityAllegan
MunicipalityAllegan City
Zip Code49010
CountyAllegan
School DistrictAllegan
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementFull, Michigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Center Island, Eat-in Kitchen
Sale & Financing
Listed5/12/2026
Sold Date6/8/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,284
Tax Year2025
Assessed Value$52,695
Parcel #51-300-029-00
Source: SparkMLS
Legal Description
COM 59.18' N & 165' E OF SW COR SE 1/4 SE 1/4 TH S 59.18' TH NWLY TO THE INTERSECTION OF THE E'LY LINE OF ELY ST WITH THE W LINE OF SD SE 1/4 SE 1/4 TH NELY ALONG ELY ST 80.9' TH S 56 DEG 16' 05'' E 142.27' TO POB SEC 29 T2N R13W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carol L Sneller
Coldwell Banker Sneller Real Estate
Frequently Asked Questions about 639 Ely Street, Allegan, MI 49010
Which school district serves 639 Ely Street, Allegan, MI 49010?
Per MLS# 26021885, 639 Ely Street, Allegan, MI 49010 is in the Allegan boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Allegan directly to confirm enrollment eligibility.
What financing options are available for 639 Ely Street, Allegan, MI 49010?
Per MLS# 26021885, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 639 Ely Street, Allegan, MI 49010?
Per public tax records, annual property taxes for this property are $2,284 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 639 Ely Street, Allegan, MI 49010 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 639 Ely Street, Allegan, MI 49010 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 639 Ely Street, Allegan, MI 49010?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Allegan City police department or the Allegan County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
639 Ely Street, Allegan, MI 49010
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Municipality
Allegan Township
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