Sold
640 E 11th Street, Holland, MI 49423
Sold on 06/30/2026 for$317,500
MLS # 26026690 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,200 sqftBuilt 19460.3 acres
1 / 30
Listing Description
Move right into this beautifully updated 3-bedroom, 1-bath home featuring a flexible office space that could easily serve as a 4th bedroom or work-from-home setup. Major improvements provide peace of mind, including a brand-new roof (2025), new concrete driveway (2025), updated windows (2023), and fresh exterior paint that enhances curb appeal. Inside, you'll find a completely renovated interior with modern finishes and a clean, turnkey feel throughout, including a stunning brand-new bathroom featuring stylish tile finishes and contemporary updates. The dry basement offers excellent storage and future potential for additional finished living space. Nestled in a quiet neighborhood while remaining just minutes from all the shopping, dining, parks, and entertainment that Holland has to offer, this home delivers the perfect combination of comfort, convenience, and value.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,200 sq ft home built in 1946 sits in Holland in Holland.
This home sold for $317,500 (about $265/sq ft).
Annual property taxes run approximately $4,070 ($339/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Holland Board of Public Works; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,200 sqft
Lot Size0.3 acres
Year Built1946
Stories1
Location
CityHolland
MunicipalityHolland City
Zip Code49423
CountyOttawa
School DistrictHolland
Construction & Systems
StyleRanch
ConstructionShingle Siding, Other
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed6/2/2026
Sold Date6/29/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,070
Tax Year2026
State Equalized Value$102,100
Taxable Value$96,089
Assessed Value$98,683
Homestead (PRE)100%
Parcel #70-16-28-428-022
Source: Public Records
Legal Description
LOTS 126 & 127 WAVERLY HEIGHTS SUB SEC 28 T5N R15W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jared Schuitema
Bellabay Realty (SW)
Frequently Asked Questions about 640 E 11th Street, Holland, MI 49423
Which school district serves 640 E 11th Street, Holland, MI 49423?
Per MLS# 26026690, 640 E 11th Street, Holland, MI 49423 is in the Holland boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Holland directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26026690, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 640 E 11th Street, Holland, MI 49423?
Per public tax records, annual property taxes for this property are $4,070 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 640 E 11th Street, Holland, MI 49423 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 640 E 11th Street, Holland, MI 49423 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 640 E 11th Street, Holland, MI 49423?
Per Michigan Public Service Commission service territory data: Electric: Holland Board of Public Works. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Holland City police department or the Ottawa County sheriff's office.
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Monthly payment$1,978
Principal & interest$1,978
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Holland Board of Public Works
Municipal
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
640 E 11th Street, Holland, MI 49423
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Municipality
Holland
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