Sold
640 Plymouth Drive, North Muskegon, MI 49445
Sold on 05/18/2026 for$407,000
MLS # 26017360 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,722 sqftBuilt 19540.28 acres
1 / 57
Listing Description
Experience the ultimate North Muskegon lifestyle in this meticulously maintained home perfectly situated between Muskegon Lake and Bear Lake, and just a short distance to Lake Michigan. The interior shines with stunning bamboo wood flooring throughout the living areas and an updated elegant, classic kitchen featuring quartz countertops, black granite sink and built-in eating area. Relax by the gas log fireplace in the spacious living room or retreat to the cozy family room or finished basement recreation room. The private primary suite and beautifully updated bathrooms offer polished traditional finishes that enhance the homes charming character. Outside, enjoy a backyard oasis featuring a fully fenced yard and a pergola-covered patio perfect for entertaining. Maintaining the lush landscaping is cost-effective thanks to the underground sprinkling system fed by its own well. Complete with a 2-car garage and pride of ownership evident in every detail, this home is ready to move right in!
Source: SparkMLS
About this home
Located in North Muskegon in North Muskegon, this property offers 2-bedroom, 2-bath, 1,722 sq ft, with original construction dating to 1954.
Closed at $407,000 (about $236/sq ft).
Estimated annual property tax: $3,287, or about $274 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,722 sqft
Lot Size0.28 acres
Year Built1954
Stories1
Location
CityNorth Muskegon
MunicipalityNorth Muskegon City
Zip Code49445
CountyMuskegon
School DistrictNorth Muskegon
Construction & Systems
StyleRanch
ConstructionBrick, Wood Siding
BasementCrawl Space, Partial
Garage2 spaces
HeatingHot Water
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, Extra Well
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed4/22/2026
Sold Date5/17/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,287
Tax Year2025
Assessed Value$75,770
Parcel #23-548-000-0027-00
Source: SparkMLS
Legal Description
NORTH MUSKEGON CITY RUDDIMERE LOT 27
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Michelle Teitsma
Coldwell Banker Woodland Schmidt Grand Haven
Frequently Asked Questions about 640 Plymouth Drive, North Muskegon, MI 49445
Which school district serves 640 Plymouth Drive, North Muskegon, MI 49445?
Per MLS# 26017360, 640 Plymouth Drive, North Muskegon, MI 49445 is in the North Muskegon boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact North Muskegon directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26017360, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 640 Plymouth Drive, North Muskegon, MI 49445?
Per public tax records, annual property taxes for this property are $3,287 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 640 Plymouth Drive, North Muskegon, MI 49445 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 640 Plymouth Drive, North Muskegon, MI 49445 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 640 Plymouth Drive, North Muskegon, MI 49445?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the North Muskegon City police department or the Muskegon County sheriff's office.
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Monthly payment$2,464
Principal & interest$2,464
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
640 Plymouth Drive, North Muskegon, MI 49445
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Municipality
North Muskegon
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