For Sale
641 N Jackson Street, Ionia, MI 48846
$275,000
MLS # 26027059 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,841 sqftBuilt 19200.22 acres
1 / 35
Listing Description
Picture summer evenings on the front porch, kids riding bikes to the park, and the convenience of schools just minutes away. This beautifully updated 4-bedroom home is packed with charm and recent improvements, including a brand-new steel roof for years of worry-free living. Warm, welcoming, and move-in ready, it offers the space today's families need along with a large two-stall garage with a room for a work shop and a location that's hard to beat. Homes that combine character, updates, and walkable convenience don't come along often!
Source: SparkMLS
About this home
Located in Ionia in Ionia, this property offers 4-bedroom, 3-bath, 1,841 sq ft, with original construction dating to 1920.
Currently offered at $275,000 (about $149/sq ft).
Annual property taxes run approximately $3,266 ($272/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,841 sqft
Lot Size0.22 acres
Year Built1920
Stories2
Location
CityIonia
MunicipalityIonia City
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/3/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,266
Tax Year2025
Assessed Value$83,681
Parcel #203-090-000-865-00
Source: SparkMLS
Legal Description
CITY OF IONIA SUP. COVERTS ADDITION LOT 159
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cathy A Hoppough
KW Rivertown Hoppough
Frequently Asked Questions about 641 N Jackson Street, Ionia, MI 48846
Which school district serves 641 N Jackson Street, Ionia, MI 48846?
Per MLS# 26027059, 641 N Jackson Street, Ionia, MI 48846 is in the Ionia boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ionia directly to confirm enrollment eligibility.
What financing options are available for 641 N Jackson Street, Ionia, MI 48846?
Per MLS# 26027059, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 641 N Jackson Street, Ionia, MI 48846?
Per public tax records, annual property taxes for this property are $3,266 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 641 N Jackson Street, Ionia, MI 48846 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 641 N Jackson Street, Ionia, MI 48846 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 641 N Jackson Street, Ionia, MI 48846?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.
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Monthly payment$1,784
Principal & interest$1,784
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
641 N Jackson Street, Ionia, MI 48846
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Municipality
Ionia
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