Sold
643 Lakeshore Drive, South Haven, MI 49090
Sold on 10/28/2025 for$870,000
MLS # 25049432 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,320 sqftBuilt 20020.34 acres
1 / 42
Listing Description
Endless Lake Michigan views await—from sunsets to moonlit waves. This custom-built 3BR/2BA modern cottage offers an open-concept layout with soaring ceilings, abundant windows, hardwood floors, built-ins, wainscoting, and a cozy fireplace. The living, dining, and kitchen areas flow seamlessly to a large lakeside deck via French doors. Perfect for entertaining or relaxing, the fenced yard adds privacy and space for outdoor fun. Enjoy stair access to a wide, sandy beach—membership included. Whether it's peaceful mornings or gathering with friends and family, this home captures the essence of lakefront living. Short-term rentals allowed. Home is being Sold Turn-Key Ready.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,320 sq ft home built in 2002 sits in Casco Township in South Haven.
Final sale price: $870,000 (about $659/sq ft).
Annual property taxes run approximately $9,075 ($756/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,320 sqft
Lot Size0.34 acres
Year Built2002
Stories2
Location
CitySouth Haven
MunicipalityCasco Twp
Zip Code49090
CountyAllegan
School DistrictSouth Haven Public Schools
Construction & Systems
StyleCraftsman
ConstructionWood Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerPublic
UtilitiesCable Connected
InteriorEat-in Kitchen
Sale & Financing
Listed9/24/2025
Sold Date10/27/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$300 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$9,075
Tax Year2024
Assessed Value$303,300
Parcel #030254300600 & 030254301900
Source: SparkMLS
Legal Description
Lots 6,7,19 & 20 BLK 3 Miami Park Sec 13 T1N R17W Sketch 0.33 AC (2025)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael Bojko
Coldwell Banker Woodland Schmidt
Frequently Asked Questions about 643 Lakeshore Drive, South Haven, MI 49090
Which school district serves 643 Lakeshore Drive, South Haven, MI 49090?
Per MLS# 25049432, 643 Lakeshore Drive, South Haven, MI 49090 is in the South Haven Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact South Haven Public Schools directly to confirm enrollment eligibility.
What financing options are available for 643 Lakeshore Drive, South Haven, MI 49090?
Per MLS# 25049432, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 643 Lakeshore Drive, South Haven, MI 49090?
Per public tax records, annual property taxes for this property are $9,075 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 643 Lakeshore Drive, South Haven, MI 49090 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 643 Lakeshore Drive, South Haven, MI 49090 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 643 Lakeshore Drive, South Haven, MI 49090. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 643 Lakeshore Drive, South Haven, MI 49090?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Casco Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$5,856
Principal & interest$5,831
HOA$25
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
643 Lakeshore Drive, South Haven, MI 49090
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Municipality
Casco Township
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