For Sale
644 Willow Street, Howard City, MI 49329
$375,000
MLS # 26003513 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,751 sqftBuilt 20260.4 acres
1 / 38
Listing Description
New construction opportunity in Howard City. Large 3-bedroom 2 bath ranch home needs an owner! One level living at its finest. Main floor has a primary suite with a walk-in closet and primary bath. A large great room with an open kitchen to generous living and dining spaces. A flex room off the living area provides even more options. Main level laundry. 2 additional large bedrooms separated by a full bath complete the level. Downstairs are two additional rooms for future expansion, one with an egress that could be a bedroom. 2 car attached garage. A large deck off the back to enjoy your private greenspace. Still time to choose finishes like flooring, countertops and paint colors. Great access to goods, services, schools and highways. The seller is a licensed Real Estate Agent in the State of Michigan. Anticipated completion date is June 20, 2026.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,751 sq ft home built in 2026 sits in Howard City Village in Howard City.
Asking $375,000 (about $214/sq ft).
Property tax estimate: $300 per year ($25/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 11 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,751 sqft
Lot Size0.4 acres
Year Built2026
Stories2
Location
CityHoward City
MunicipalityHwrdCtyVlg-RynldsTwp
Zip Code49329
CountyMontcalm
School DistrictTri County
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed1/29/2026
Original Price$385,850
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$300
Tax Year2025
Assessed Value$6,600
Parcel #5904730200650
Source: SparkMLS
Legal Description
LOTS 20 ANO 21, BLOCK 62, FOURTH ADDITION TO VILLAGE OF HOWARD CITY IN SECTIONS 25 AND 36, TOWN 12 NORTH, RANGE 10 WEST, RECORDED IN LIBER 1 OF PLATS, PAGE 6, MONTCALM COUNTY RECORDS. TOGETHER WITH AND SUBJECT TO A 15' EASEMENT FOR UTILITIES OVER THE WEST 15 FEET OF LOTS 17 THOUGH 21. SPLIT/COMBINED ON 02/11/2024 FROM 047-302-006-00;
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Steven A Elder
Coldwell Banker Schmidt Realtors
Frequently Asked Questions about 644 Willow Street, Howard City, MI 49329
What school district is 644 Willow Street, Howard City, MI 49329 in?
Per MLS# 26003513, this property is served by Tri County. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 644 Willow Street, Howard City, MI 49329?
Per MLS# 26003513, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26003513, the most recent reported annual property tax for 644 Willow Street, Howard City, MI 49329 is $300 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 644 Willow Street, Howard City, MI 49329 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Is fiber internet available at 644 Willow Street, Howard City, MI 49329?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 644 Willow Street, Howard City, MI 49329. The maximum advertised download speed is 1.0 Gbps. 11 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the HwrdCtyVlg-RynldsTwp police department or the Montcalm County sheriff's office.
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Monthly payment$2,432
Principal & interest$2,432
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Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteFixed WirelessSatelliteDSL
11 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsCMS InternetFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsMichwave Technologies IncFixed Wireless
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFrontierDSL
10 Mbps+ 1 more
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
644 Willow Street, Howard City, MI 49329
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Municipality
Howard City Village
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