For Sale
6445 Old Allegan Road, Saugatuck, MI 49453
$549,000
MLS # 26020348 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19981.6 acres
1 / 10
Listing Description
Excellent investment opportunity. Duplex very close to Downtown Saugatuck and Kalamazoo River access. Priced well below assesed value. Each unit is currently rented, month to month but it would make an excellent short term rental property. Or, live in one side and rent the other to help pay expenses. Excellent mortgage options available. Each unit has 2 bedrooms and 1 full bath including appliances plus each unit has it's own garage space. Sale also includes a stick built 40 x 40 storage building 14' high ceiling and 13' garage door. Photos were taken prior to tenants occupying the space. Each of the two units are nearly identical. Seller is a licensed Michigan real estate agent. Zoning would allow for additional storage units to be built.
Source: SparkMLS
About this home
Listed at $549,000.
Annual property taxes run approximately $5,941 ($495/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size1.6 acres
Year Built1998
Location
CitySaugatuck
MunicipalitySaugatuck Twp
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Electricity Connected
Sale & Financing
Listed5/5/2026
Original Price$574,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,941
Tax Year2025
Assessed Value$123,156
Parcel #032001008060
Source: SparkMLS
Legal Description
COM AT E 1/4 PST TH W ON E & W 1/4 LIN 495.05' TH S 01 DEG 23'00'' E 1012.74' TH N 85 DEG 07'03'' W 505.45' TO POB OF THIS DESC TH S 01 DEG 37'03'' E 264.0' TH N 85 DEG 07'03'' W 264.73' ALG CENT LIN OF OLD ALLEGAN RD TH N 01 DEG 18'25'' W 263.84' TH S 85 DEG 07'03'' E 263.29' TO POB SEC 10 T3N R16W (98) 1.58 AC PER SURVEY
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Richard P Waskin
RE/MAX Saugatuck-Douglas
Frequently Asked Questions about 6445 Old Allegan Road, Saugatuck, MI 49453
What school district is 6445 Old Allegan Road, Saugatuck, MI 49453 in?
Per MLS# 26020348, this property is served by Saugatuck-Douglas. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26020348, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020348, the most recent reported annual property tax for 6445 Old Allegan Road, Saugatuck, MI 49453 is $5,941 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6445 Old Allegan Road, Saugatuck, MI 49453 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6445 Old Allegan Road, Saugatuck, MI 49453 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck Twp police department or the Allegan County sheriff's office.
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Monthly payment$3,561
Principal & interest$3,561
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6445 Old Allegan Road, Saugatuck, MI 49453
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Municipality
Saugatuck Township
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