Sold
646 S Melze Street, Merrill, MI 48637
Sold on 12/05/2025 for$120,000
MLS # 1934419 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19000.31 acres
1 / 27
Listing Description
This recently renovated two-bedroom residence sits proudly on a large lot. The welcoming covered front porch leads to a spacious eat-in kitchen. The living room is expansive. Stairs at the back lead to the two bedrooms located on the upper level. The laundry/mudroom off the kitchen provides excellent storage. This home's numerous updates and clean renovations make it ready for you to move in without delay.
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Jonesfield Township in Merrill built in 1900.
Closed at $120,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.31 acres
Year Built1900
Stories1
Location
CityMerrill
Zip Code48637
CountySaginaw
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed5/28/2025
Sold Date12/4/2025
Original Price$149,900
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brandi Stupica
FIVE STAR REAL ESTATE - MT. PLEASANT
Frequently Asked Questions about 646 S Melze Street, Merrill, MI 48637
What financing options are available for 646 S Melze Street, Merrill, MI 48637?
Per MLS# 1934419, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 646 S Melze Street, Merrill, MI 48637 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 646 S Melze Street, Merrill, MI 48637 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$811
Principal & interest$811
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
646 S Melze Street, Merrill, MI 48637
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Municipality
Jonesfield Township
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