Pending
6490 E Coldwater Road, Flint, MI 48506
$349,900
MLS # 20261023111 (Realcomp)
3 beds3 baths2,993 sqftBuilt 20050.89 acres
1 / 65
Listing Description
Updated 3-bedroom, 2.5-bath home featuring a finished basement and an exceptional outdoor space designed for both relaxing and entertaining.This well-maintained home offers a functional layout with an open main living area and a recently remodeled kitchen featuring brand-new appliances. The main-floor primary suite includes a private ensuite bath and convenient first-floor laundry, while upstairs offers two additional bedrooms, a full bath, and great closet storage.The finished basement provides flexible living space—ideal for a second living area, office, gym, or guest space—with plumbing already in place for a future full bath and potential to add a bar or kitchenette.Outdoor features truly set this home apart, including a brand-new composite deck with 220V hookup ready for a hot tub, a fully fenced yard (2023) with both single and double gate access, and multiple covered areas perfect for relaxing or entertaining.Additional highlights include a 2-car attached garage with workspace, ample driveway parking, and a convenient location near Davison & Kearsley schools, shopping, parks, and expressways.This home offers a strong combination of key updates and opportunity to personalize, with major improvements already in place and room to make it your own.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,993 sq ft home in Flint built in 2005.
Listed at $349,900 (about $117/sq ft).
Estimated annual property tax: $4,051, or about $338 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,993 sqft
Lot Size0.89 acres
Year Built2005
Stories2
Location
CityFlint
MunicipalityGenesee Twp
Zip Code48506
CountyGenesee
School DistrictKearsley
Construction & Systems
ConstructionVinyl Siding
BasementDaylight
Garage2 spaces
HeatingForced Air
WaterWell
InteriorBasement Finished, Basement Plumbed for Bath, Whirlpool Tub
Sale & Financing
Listed4/7/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,051
Parcel #1124200032
Source: SparkMLS
Legal Description
A PARCEL OF LAND BEG W 290.61 FT FROM NE COR OF SEC TH S 02 DEG 28 MIN 22 SEC E 300 FT TH W 128.79 FT TH N 02 DEG 28 MIN 22 SEC W 300 FT TH E 128.79 FT TO PL OF BEG SEC 24 T8N R7E .89 A (04) FR 11-24-200-032
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kristine McCarty
Keller Williams First
Frequently Asked Questions about 6490 E Coldwater Road, Flint, MI 48506
What school district is 6490 E Coldwater Road, Flint, MI 48506 in?
Per MLS# 20261023111, this property is served by Kearsley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 6490 E Coldwater Road, Flint, MI 48506?
Per MLS# 20261023111, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261023111, the most recent reported annual property tax for 6490 E Coldwater Road, Flint, MI 48506 is $4,051. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6490 E Coldwater Road, Flint, MI 48506 eligible for USDA financing?
Per USDA Rural Development boundary data, 6490 E Coldwater Road, Flint, MI 48506 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6490 E Coldwater Road, Flint, MI 48506 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Genesee Twp police department or the Genesee County sheriff's office.
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Monthly payment$2,269
Principal & interest$2,269
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6490 E Coldwater Road, Flint, MI 48506
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