For Sale
651 Sul Lago S, Benton Harbor, MI 49022
$1,499,000
MLS # 26029063 (Michigan Regional Information Center (MichRIC))
4 beds6 baths3,486 sqftBuilt 20080.48 acres
1 / 88
Listing Description
Palazzo Sul Lago is a stunning Tuscan-inspired retreat offering breathtaking views of Lake Michigan from nearly every room. A grand foyer welcomes you into light-filled living and dining spaces where panoramic lake vistas take center stage. The main level features a private office and guest suite, while upstairs you'll find three bedrooms, including an exceptional primary suite with a sitting area, lakeview balcony, heated bathroom floors, custom walk-in closet, and secondary laundry. The walkout lower level is designed for entertaining, complete with a spacious bar, game area, and gathering spaces that open to a lakeside patio. Outside, multiple decks and sitting areas, an outdoor kitchen, firepit, and gazebo with fireplace create the ultimate setting for relaxation and hosting. Located within a private gated community with a lakefront pool and cabana, this fully furnished, turnkey luxury retreat is just 90 minutes from Chicago and moments from the best of Southwest Michigan.
Source: SparkMLS
About this home
Located in Benton Township in Benton Harbor, this property offers 4-bedroom, 6-bath, 3,486 sq ft, with original construction dating to 2008.
Listed at $1,499,000 (about $430/sq ft).
Estimated annual property tax: $44,527, or about $3,711 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms6
Living Area3,486 sqft
Lot Size0.48 acres
Year Built2008
Stories2
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleTraditional
ConstructionStone, Other
BasementPartial, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCenter Island, Eat-in Kitchen
Sale & Financing
Listed6/11/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$5,000 / Annually
IncludesOther, Trash, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$44,527
Tax Year2024
Assessed Value$833,600
Parcel #11-03-5870-0010-00-4
Source: SparkMLS
Legal Description
UNIT 10 PALAZZO SUL LAGO LIBER 220 PAGE 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ben Stephen
Cressy & Everett Real Estate
Frequently Asked Questions about 651 Sul Lago S, Benton Harbor, MI 49022
Which school district serves 651 Sul Lago S, Benton Harbor, MI 49022?
Per MLS# 26029063, 651 Sul Lago S, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What financing options are available for 651 Sul Lago S, Benton Harbor, MI 49022?
Per MLS# 26029063, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 651 Sul Lago S, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $44,527 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 651 Sul Lago S, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 651 Sul Lago S, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 651 Sul Lago S, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$10,139
Principal & interest$9,722
HOA$417
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
651 Sul Lago S, Benton Harbor, MI 49022
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Municipality
Benton Township
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