Sold
6518 Birchview Drive, Saginaw, MI 48609
Sold on 05/09/2026 for$163,000
MLS # 50199266 (MiRealSource)
3 beds1 bathBuilt 19650.37 acres
1 / 18
Listing Description
Welcome to this charming three-bedroom, one-bath ranch nestled in a peaceful, country-like setting while still being conveniently close to shopping, dining and schools. This inviting home offers the perfect balance of privacy and accessibility. Inside you'll find a bright and functional layout featuring a spacious living area filled with a natural light, a cozy dining space, and a well-appointed kitchen with ample cabinetry and workspace. All three bedrooms are comfortably sized. Step outside and enjoy the serene surroundings with plenty of yard space for gardening entertaining or simply relaxing. Ideal for first-time buyers, downsizers or anyone seeking one-level living in a desirable location this home is ready to welcome its next owner.
Source: SparkMLS
About this home
Located in James Township in Saginaw, this property offers 3-bedroom, 1-bath, with original construction dating to 1965.
Closed at $163,000.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.37 acres
Year Built1965
Location
CitySaginaw
MunicipalityJames Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed2/10/2026
Sold Date5/8/2026
Original Price$179,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Karrie Kamp
EXP Realty
Frequently Asked Questions about 6518 Birchview Drive, Saginaw, MI 48609
What school district is 6518 Birchview Drive, Saginaw, MI 48609 in?
Per MLS# 50199266, this property is served by Swan Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 6518 Birchview Drive, Saginaw, MI 48609?
Per MLS# 50199266, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 6518 Birchview Drive, Saginaw, MI 48609 eligible for USDA financing?
Per USDA Rural Development boundary data, 6518 Birchview Drive, Saginaw, MI 48609 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6518 Birchview Drive, Saginaw, MI 48609 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 6518 Birchview Drive, Saginaw, MI 48609?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6518 Birchview Drive, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the James Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,070
Principal & interest$1,070
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6518 Birchview Drive, Saginaw, MI 48609
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Municipality
James Township
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